Haverty Furniture Companies Inc (HVT)vsPHINIA Inc. (PHIN)
HVT
Haverty Furniture Companies Inc
$20.25
-1.65%
CONSUMER CYCLICAL · Cap: $327.76M
PHIN
PHINIA Inc.
$78.36
+3.04%
CONSUMER CYCLICAL · Cap: $2.81B
Smart Verdict
WallStSmart Research — data-driven comparison
PHINIA Inc. generates 370% more annual revenue ($3.56B vs $759.00M). PHIN leads profitability with a 3.5% profit margin vs 2.6%. HVT trades at a lower P/E of 16.6x. HVT earns a higher WallStSmart Score of 56/100 (C).
HVT
Buy56
out of 100
Grade: C
PHIN
Hold48
out of 100
Grade: D+
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+1.9%
Fair Value
$26.83
Current Price
$20.25
$6.58 discount
Margin of Safety
+40.6%
Fair Value
$130.82
Current Price
$78.36
$52.46 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Growing faster than its price suggests
Attractively priced relative to earnings
Reasonable price relative to book value
Areas to Watch
3.8% earnings growth
Smaller company, higher risk/reward
ROE of 6.4% — below average capital efficiency
2.6% margin — thin
Grey zone — moderate risk
3.5% margin — thin
Earnings declined 18.0%
Comparative Analysis Report
WallStSmart ResearchBull Case : HVT
The strongest argument for HVT centers on Price/Book, PEG Ratio, P/E Ratio. PEG of 0.88 suggests the stock is reasonably priced for its growth.
Bull Case : PHIN
The strongest argument for PHIN centers on Price/Book. Revenue growth of 10.3% demonstrates continued momentum.
Bear Case : HVT
The primary concerns for HVT are EPS Growth, Market Cap, Return on Equity. Thin 2.6% margins leave little buffer for downturns.
Bear Case : PHIN
The primary concerns for PHIN are Altman Z-Score, Profit Margin, EPS Growth. Thin 3.5% margins leave little buffer for downturns.
Key Dynamics to Monitor
PHIN carries more volatility with a beta of 1.27 — expect wider price swings.
PHIN is growing revenue faster at 10.3% — sustainability is the question.
PHIN generates stronger free cash flow (21M), providing more financial flexibility.
Monitor HOME IMPROVEMENT RETAIL industry trends, competitive dynamics, and regulatory changes.
Bottom Line
HVT scores higher overall (56/100 vs 48/100). PHIN offers better value entry with a 40.6% margin of safety. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Haverty Furniture Companies Inc
CONSUMER CYCLICAL · HOME IMPROVEMENT RETAIL · USA
Haverty Furniture Companies, Inc. is a specialty retailer of residential furniture and accessories in the United States. The company is headquartered in Atlanta, Georgia.
PHINIA Inc.
CONSUMER CYCLICAL · AUTO PARTS · USA
PHINIA Inc. develops and manufactures gasoline and diesel fuel injection components and systems. The company is headquartered in Auburn Hills, Michigan.
Visit Website →Compare with Other HOME IMPROVEMENT RETAIL Stocks
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