Floor & Decor Holdings Inc (FND)vsPHINIA Inc. (PHIN)
FND
Floor & Decor Holdings Inc
$51.02
+5.63%
CONSUMER CYCLICAL · Cap: $5.47B
PHIN
PHINIA Inc.
$78.36
+3.04%
CONSUMER CYCLICAL · Cap: $2.81B
Smart Verdict
WallStSmart Research — data-driven comparison
Floor & Decor Holdings Inc generates 31% more annual revenue ($4.68B vs $3.56B). FND leads profitability with a 4.3% profit margin vs 3.5%. PHIN trades at a lower P/E of 20.7x. PHIN earns a higher WallStSmart Score of 48/100 (D+).
FND
Hold40
out of 100
Grade: D
PHIN
Hold48
out of 100
Grade: D+
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+31.2%
Fair Value
$100.24
Current Price
$51.02
$49.22 discount
Margin of Safety
+40.6%
Fair Value
$130.82
Current Price
$78.36
$52.46 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Reasonable price relative to book value
Areas to Watch
Expensive relative to growth rate
Moderate valuation
4.3% margin — thin
Operating margin of 4.5%
Grey zone — moderate risk
3.5% margin — thin
Earnings declined 18.0%
Comparative Analysis Report
WallStSmart ResearchBull Case : FND
The strongest argument for FND centers on Price/Book.
Bull Case : PHIN
The strongest argument for PHIN centers on Price/Book. Revenue growth of 10.3% demonstrates continued momentum.
Bear Case : FND
The primary concerns for FND are PEG Ratio, P/E Ratio, Profit Margin. Thin 4.3% margins leave little buffer for downturns.
Bear Case : PHIN
The primary concerns for PHIN are Altman Z-Score, Profit Margin, EPS Growth. Thin 3.5% margins leave little buffer for downturns.
Key Dynamics to Monitor
FND carries more volatility with a beta of 1.82 — expect wider price swings.
PHIN is growing revenue faster at 10.3% — sustainability is the question.
FND generates stronger free cash flow (46M), providing more financial flexibility.
Monitor HOME IMPROVEMENT RETAIL industry trends, competitive dynamics, and regulatory changes.
Bottom Line
PHIN scores higher overall (48/100 vs 40/100) and 10.3% revenue growth. FND offers better value entry with a 31.2% margin of safety. Both earn "Hold" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Floor & Decor Holdings Inc
CONSUMER CYCLICAL · HOME IMPROVEMENT RETAIL · USA
Floor & Decor Holdings, Inc. is a multi-channel specialty retailer of hard surface flooring and related accessories. The company is headquartered in Atlanta, Georgia.
Visit Website →PHINIA Inc.
CONSUMER CYCLICAL · AUTO PARTS · USA
PHINIA Inc. develops and manufactures gasoline and diesel fuel injection components and systems. The company is headquartered in Auburn Hills, Michigan.
Visit Website →Compare with Other HOME IMPROVEMENT RETAIL Stocks
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