WallStSmart

Haverty Furniture Companies Inc (HVT)vsLennar Corporation (LEN)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Lennar Corporation generates 4271% more annual revenue ($33.17B vs $759.00M). LEN leads profitability with a 5.4% profit margin vs 2.6%. LEN appears more attractively valued with a PEG of 0.56. LEN earns a higher WallStSmart Score of 57/100 (C).

HVT

Buy

56

out of 100

Grade: C

Growth: 4.0Profit: 4.0Value: 7.3Quality: 5.0

LEN

Buy

57

out of 100

Grade: C

Growth: 2.7Profit: 5.0Value: 8.0Quality: 8.5
Piotroski: 3/9Altman Z: 3.66
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

HVTUndervalued (+1.9%)

Margin of Safety

+1.9%

Fair Value

$26.83

Current Price

$20.25

$6.58 discount

UndervaluedFair: $26.83Overvalued
LENUndervalued (+29.1%)

Margin of Safety

+29.1%

Fair Value

$170.78

Current Price

$90.54

$80.24 discount

UndervaluedFair: $170.78Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

HVT3 strengths · Avg: 8.7/10
Price/BookValuation
1.1x10/10

Reasonable price relative to book value

PEG RatioValuation
0.888/10

Growing faster than its price suggests

P/E RatioValuation
16.6x8/10

Attractively priced relative to earnings

LEN5 strengths · Avg: 9.0/10
Price/BookValuation
1.0x10/10

Reasonable price relative to book value

Altman Z-ScoreHealth
3.6610/10

Safe zone — low bankruptcy risk

Debt/EquityHealth
0.299/10

Conservative balance sheet, low leverage

PEG RatioValuation
0.568/10

Growing faster than its price suggests

P/E RatioValuation
12.7x8/10

Attractively priced relative to earnings

Areas to Watch

HVT4 concerns · Avg: 3.3/10
EPS GrowthGrowth
3.8%4/10

3.8% earnings growth

Market CapQuality
$327.76M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
6.4%3/10

ROE of 6.4% — below average capital efficiency

Profit MarginProfitability
2.6%3/10

2.6% margin — thin

LEN4 concerns · Avg: 2.8/10
Profit MarginProfitability
5.4%3/10

5.4% margin — thin

Operating MarginProfitability
3.6%3/10

Operating margin of 3.6%

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Revenue GrowthGrowth
-13.3%2/10

Revenue declined 13.3%

Comparative Analysis Report

WallStSmart Research

Bull Case : HVT

The strongest argument for HVT centers on Price/Book, PEG Ratio, P/E Ratio. PEG of 0.88 suggests the stock is reasonably priced for its growth.

Bull Case : LEN

The strongest argument for LEN centers on Price/Book, Altman Z-Score, Debt/Equity. PEG of 0.56 suggests the stock is reasonably priced for its growth.

Bear Case : HVT

The primary concerns for HVT are EPS Growth, Market Cap, Return on Equity. Thin 2.6% margins leave little buffer for downturns.

Bear Case : LEN

The primary concerns for LEN are Profit Margin, Operating Margin, Piotroski F-Score.

Key Dynamics to Monitor

LEN carries more volatility with a beta of 1.49 — expect wider price swings.

HVT is growing revenue faster at 9.5% — sustainability is the question.

HVT generates stronger free cash flow (3M), providing more financial flexibility.

Monitor HOME IMPROVEMENT RETAIL industry trends, competitive dynamics, and regulatory changes.

Bottom Line

LEN scores higher overall (57/100 vs 56/100). Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Haverty Furniture Companies Inc

CONSUMER CYCLICAL · HOME IMPROVEMENT RETAIL · USA

Haverty Furniture Companies, Inc. is a specialty retailer of residential furniture and accessories in the United States. The company is headquartered in Atlanta, Georgia.

Lennar Corporation

CONSUMER CYCLICAL · RESIDENTIAL CONSTRUCTION · USA

Lennar Corporation is a home construction and real estate company based in Fontainebleau, Florida.

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