WallStSmart

Haverty Furniture Companies Inc (HVT-A)vsTractor Supply Company (TSCO)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Tractor Supply Company generates 1962% more annual revenue ($15.65B vs $759.00M). TSCO leads profitability with a 6.9% profit margin vs 2.6%. HVT-A appears more attractively valued with a PEG of 0.99. TSCO earns a higher WallStSmart Score of 53/100 (C-).

HVT-A

Hold

50

out of 100

Grade: D+

Growth: 4.0Profit: 4.0Value: 8.0Quality: 5.0

TSCO

Buy

53

out of 100

Grade: C-

Growth: 3.3Profit: 7.0Value: 5.3Quality: 5.8
Piotroski: 2/9Altman Z: 3.11
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

HVT-AUndervalued (+85.0%)

Margin of Safety

+85.0%

Fair Value

$194.86

Current Price

$23.05

$171.81 discount

UndervaluedFair: $194.86Overvalued
TSCOSignificantly Overvalued (-32.8%)

Margin of Safety

-32.8%

Fair Value

$41.06

Current Price

$32.68

$8.38 premium

UndervaluedFair: $41.06Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

HVT-A2 strengths · Avg: 9.0/10
Price/BookValuation
1.2x10/10

Reasonable price relative to book value

PEG RatioValuation
0.998/10

Growing faster than its price suggests

TSCO3 strengths · Avg: 9.3/10
Return on EquityProfitability
45.5%10/10

Every $100 of equity generates 46 in profit

Altman Z-ScoreHealth
3.1110/10

Safe zone — low bankruptcy risk

P/E RatioValuation
16.7x8/10

Attractively priced relative to earnings

Areas to Watch

HVT-A4 concerns · Avg: 3.3/10
EPS GrowthGrowth
3.8%4/10

3.8% earnings growth

Market CapQuality
$373.17M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
6.4%3/10

ROE of 6.4% — below average capital efficiency

Profit MarginProfitability
2.6%3/10

2.6% margin — thin

TSCO4 concerns · Avg: 3.0/10
Revenue GrowthGrowth
3.6%4/10

3.6% revenue growth

Profit MarginProfitability
6.9%3/10

6.9% margin — thin

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

EPS GrowthGrowth
-8.1%2/10

Earnings declined 8.1%

Comparative Analysis Report

WallStSmart Research

Bull Case : HVT-A

The strongest argument for HVT-A centers on Price/Book, PEG Ratio. PEG of 0.99 suggests the stock is reasonably priced for its growth.

Bull Case : TSCO

The strongest argument for TSCO centers on Return on Equity, Altman Z-Score, P/E Ratio.

Bear Case : HVT-A

The primary concerns for HVT-A are EPS Growth, Market Cap, Return on Equity. Thin 2.6% margins leave little buffer for downturns.

Bear Case : TSCO

The primary concerns for TSCO are Revenue Growth, Profit Margin, Piotroski F-Score.

Key Dynamics to Monitor

HVT-A carries more volatility with a beta of 1.29 — expect wider price swings.

HVT-A is growing revenue faster at 9.5% — sustainability is the question.

HVT-A generates stronger free cash flow (3M), providing more financial flexibility.

Monitor HOME IMPROVEMENT RETAIL industry trends, competitive dynamics, and regulatory changes.

Bottom Line

TSCO scores higher overall (53/100 vs 50/100). HVT-A offers better value entry with a 85.0% margin of safety. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Haverty Furniture Companies Inc

CONSUMER CYCLICAL · HOME IMPROVEMENT RETAIL · USA

Haverty Furniture Companies, Inc. is a specialty retailer of residential furniture and accessories in the United States. The company is headquartered in Atlanta, Georgia.

Tractor Supply Company

CONSUMER CYCLICAL · SPECIALTY RETAIL · USA

Tractor Supply Company (TSCO) is an American retail chain of stores that offers products for home improvement, agriculture, lawn and garden maintenance, livestock, equine and pet care.

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