Haverty Furniture Companies Inc (HVT-A)vsThe TJX Companies Inc (TJX)
HVT-A
Haverty Furniture Companies Inc
$31.50
-1.56%
CONSUMER CYCLICAL · Cap: $482.38M
TJX
The TJX Companies Inc
$134.21
-1.91%
CONSUMER CYCLICAL · Cap: $166.64B
Smart Verdict
WallStSmart Research — data-driven comparison
The TJX Companies Inc generates 7791% more annual revenue ($61.58B vs $780.39M). TJX leads profitability with a 9.4% profit margin vs 2.9%. HVT-A appears more attractively valued with a PEG of 1.37. HVT-A earns a higher WallStSmart Score of 57/100 (C).
HVT-A
Buy57
out of 100
Grade: C
TJX
Buy56
out of 100
Grade: C
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+62.4%
Fair Value
$77.52
Current Price
$31.50
$46.02 discount
Margin of Safety
-1.4%
Fair Value
$138.73
Current Price
$134.21
$4.52 premium
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Earnings expanding 100.0% YoY
Reasonable price relative to book value
Every $100 of equity generates 57 in profit
Safe zone — low bankruptcy risk
Large-cap with strong market position
Earnings expanding 29.3% YoY
Generating 1.7B in free cash flow
Areas to Watch
Smaller company, higher risk/reward
ROE of 4.0% — below average capital efficiency
2.9% margin — thin
Operating margin of 3.4%
Moderate valuation
Trading at 14.3x book value
Elevated debt levels
Expensive relative to growth rate
Comparative Analysis Report
WallStSmart ResearchBull Case : HVT-A
The strongest argument for HVT-A centers on EPS Growth, Price/Book. PEG of 1.37 suggests the stock is reasonably priced for its growth.
Bull Case : TJX
The strongest argument for TJX centers on Return on Equity, Altman Z-Score, Market Cap.
Bear Case : HVT-A
The primary concerns for HVT-A are Market Cap, Return on Equity, Profit Margin. Thin 2.9% margins leave little buffer for downturns.
Bear Case : TJX
The primary concerns for TJX are P/E Ratio, Price/Book, Debt/Equity.
Key Dynamics to Monitor
HVT-A carries more volatility with a beta of 1.18 — expect wider price swings.
TJX is growing revenue faster at 9.2% — sustainability is the question.
TJX generates stronger free cash flow (1.7B), providing more financial flexibility.
Monitor HOME IMPROVEMENT RETAIL industry trends, competitive dynamics, and regulatory changes.
Bottom Line
HVT-A scores higher overall (57/100 vs 56/100). Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Haverty Furniture Companies Inc
CONSUMER CYCLICAL · HOME IMPROVEMENT RETAIL · USA
Haverty Furniture Companies, Inc. is a specialty retailer of residential furniture and accessories in the United States. The company is headquartered in Atlanta, Georgia.
The TJX Companies Inc
CONSUMER CYCLICAL · APPAREL RETAIL · USA
The TJX Companies, Inc. (abbreviated TJX) is an American multinational off-price department store corporation, headquartered in Framingham, Massachusetts.
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