Haverty Furniture Companies Inc (HVT-A)vsThor Industries Inc (THO)
HVT-A
Haverty Furniture Companies Inc
$24.01
-1.32%
CONSUMER CYCLICAL · Cap: $386.45M
THO
Thor Industries Inc
$75.70
+1.14%
CONSUMER CYCLICAL · Cap: $4.02B
Smart Verdict
WallStSmart Research — data-driven comparison
Thor Industries Inc generates 1181% more annual revenue ($9.82B vs $766.48M). THO leads profitability with a 2.7% profit margin vs 2.6%. THO appears more attractively valued with a PEG of 0.71. THO earns a higher WallStSmart Score of 54/100 (C-).
HVT-A
Hold50
out of 100
Grade: D+
THO
Buy54
out of 100
Grade: C-
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+58.2%
Fair Value
$69.69
Current Price
$24.01
$45.68 discount
Margin of Safety
-8.3%
Fair Value
$110.67
Current Price
$75.70
$34.97 premium
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Reasonable price relative to book value
Conservative balance sheet, low leverage
Safe zone — low bankruptcy risk
Growing faster than its price suggests
Attractively priced relative to earnings
Areas to Watch
4.1% revenue growth
Smaller company, higher risk/reward
ROE of 2.9% — below average capital efficiency
2.6% margin — thin
ROE of 7.2% — below average capital efficiency
2.7% margin — thin
Operating margin of 3.5%
Revenue declined 3.9%
Comparative Analysis Report
WallStSmart ResearchBull Case : HVT-A
The strongest argument for HVT-A centers on Price/Book. PEG of 1.16 suggests the stock is reasonably priced for its growth.
Bull Case : THO
The strongest argument for THO centers on Price/Book, Debt/Equity, Altman Z-Score. PEG of 0.71 suggests the stock is reasonably priced for its growth.
Bear Case : HVT-A
The primary concerns for HVT-A are Revenue Growth, Market Cap, Return on Equity. Thin 2.6% margins leave little buffer for downturns.
Bear Case : THO
The primary concerns for THO are Return on Equity, Profit Margin, Operating Margin. Thin 2.7% margins leave little buffer for downturns.
Key Dynamics to Monitor
THO carries more volatility with a beta of 1.32 — expect wider price swings.
HVT-A is growing revenue faster at 4.1% — sustainability is the question.
THO generates stronger free cash flow (196M), providing more financial flexibility.
Monitor HOME IMPROVEMENT RETAIL industry trends, competitive dynamics, and regulatory changes.
Bottom Line
THO scores higher overall (54/100 vs 50/100). HVT-A offers better value entry with a 58.2% margin of safety. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Haverty Furniture Companies Inc
CONSUMER CYCLICAL · HOME IMPROVEMENT RETAIL · USA
Haverty Furniture Companies, Inc. is a specialty retailer of residential furniture and accessories in the United States. The company is headquartered in Atlanta, Georgia.
Thor Industries Inc
CONSUMER CYCLICAL · RECREATIONAL VEHICLES · USA
Thor Industries, Inc. designs, manufactures, and sells recreational vehicles (RVs) and related parts and accessories in the United States, Canada, and Europe. The company is headquartered in Elkhart, Indiana.
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