WallStSmart

Haverty Furniture Companies Inc (HVT-A)vsSMJ International Holdings Inc. (SMJF)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Haverty Furniture Companies Inc generates 4375% more annual revenue ($780.39M vs $17.44M). HVT-A leads profitability with a 2.9% profit margin vs -5.3%. HVT-A earns a higher WallStSmart Score of 57/100 (C).

HVT-A

Buy

57

out of 100

Grade: C

Growth: 6.0Profit: 4.0Value: 7.3Quality: 6.5
Piotroski: 4/9Altman Z: 2.96

SMJF

Avoid

10

out of 100

Grade: F

Growth: 3.0Profit: 2.5Value: 5.0Quality: 5.5
Piotroski: 1/9
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

HVT-AUndervalued (+62.4%)

Margin of Safety

+62.4%

Fair Value

$77.52

Current Price

$28.61

$48.91 discount

UndervaluedFair: $77.52Overvalued

Intrinsic value data unavailable for SMJF.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

HVT-A2 strengths · Avg: 9.0/10
EPS GrowthGrowth
100.0%10/10

Earnings expanding 100.0% YoY

Price/BookValuation
1.5x8/10

Reasonable price relative to book value

SMJF1 strengths · Avg: 8.0/10
Price/BookValuation
2.0x8/10

Reasonable price relative to book value

Areas to Watch

HVT-A4 concerns · Avg: 3.0/10
Market CapQuality
$482.38M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
4.0%3/10

ROE of 4.0% — below average capital efficiency

Profit MarginProfitability
2.9%3/10

2.9% margin — thin

Operating MarginProfitability
3.4%3/10

Operating margin of 3.4%

SMJF4 concerns · Avg: 2.8/10
Market CapQuality
$311.68M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
0.0%3/10

ROE of 0.0% — below average capital efficiency

Piotroski F-ScoreQuality
1/93/10

Weak financial health signals

Revenue GrowthGrowth
-1.4%2/10

Revenue declined 1.4%

Comparative Analysis Report

WallStSmart Research

Bull Case : HVT-A

The strongest argument for HVT-A centers on EPS Growth, Price/Book. PEG of 1.37 suggests the stock is reasonably priced for its growth.

Bull Case : SMJF

The strongest argument for SMJF centers on Price/Book.

Bear Case : HVT-A

The primary concerns for HVT-A are Market Cap, Return on Equity, Profit Margin. Thin 2.9% margins leave little buffer for downturns.

Bear Case : SMJF

The primary concerns for SMJF are Market Cap, Return on Equity, Piotroski F-Score.

Key Dynamics to Monitor

HVT-A profiles as a value stock while SMJF is a turnaround play — different risk/reward profiles.

HVT-A is growing revenue faster at 7.7% — sustainability is the question.

HVT-A generates stronger free cash flow (18M), providing more financial flexibility.

Monitor HOME IMPROVEMENT RETAIL industry trends, competitive dynamics, and regulatory changes.

Bottom Line

HVT-A scores higher overall (57/100 vs 10/100). Both earn "Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Haverty Furniture Companies Inc

CONSUMER CYCLICAL · HOME IMPROVEMENT RETAIL · USA

Haverty Furniture Companies, Inc. is a specialty retailer of residential furniture and accessories in the United States. The company is headquartered in Atlanta, Georgia.

SMJ International Holdings Inc.

CONSUMER CYCLICAL · TEXTILE MANUFACTURING · USA

SMJ International Holdings Inc. (SMJF) is a diversified holding company specializing in the acquisition and management of high-growth enterprises within technology, renewable energy, and consumer goods sectors. With a commitment to sustainability and operational excellence, the company leverages strategic partnerships to drive innovation and enhance shareholder value. Positioned for expansion in a rapidly evolving economic landscape, SMJ presents institutional investors with an attractive opportunity for significant long-term growth while contributing positively to environmental and social governance objectives.

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