WallStSmart

Haverty Furniture Companies Inc (HVT-A)vsSteelcase Inc (SCS)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Steelcase Inc generates 325% more annual revenue ($3.26B vs $766.48M). HVT-A leads profitability with a 2.6% profit margin vs 0.0%. HVT-A appears more attractively valued with a PEG of 1.16. SCS earns a higher WallStSmart Score of 51/100 (C-).

HVT-A

Hold

50

out of 100

Grade: D+

Growth: 4.0Profit: 4.0Value: 7.3Quality: 6.5
Piotroski: 4/9Altman Z: 2.96

SCS

Buy

51

out of 100

Grade: C-

Growth: 3.3Profit: 4.5Value: 4.7Quality: 6.0
Piotroski: 3/9Altman Z: 2.78
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

HVT-AUndervalued (+58.2%)

Margin of Safety

+58.2%

Fair Value

$69.69

Current Price

$24.01

$45.68 discount

UndervaluedFair: $69.69Overvalued
SCSSignificantly Overvalued (-59.2%)

Margin of Safety

-59.2%

Fair Value

$10.14

Current Price

$16.14

$6.00 premium

UndervaluedFair: $10.14Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

HVT-A1 strengths · Avg: 10.0/10
Price/BookValuation
1.3x10/10

Reasonable price relative to book value

SCS1 strengths · Avg: 8.0/10
Price/BookValuation
1.8x8/10

Reasonable price relative to book value

Areas to Watch

HVT-A4 concerns · Avg: 3.3/10
Revenue GrowthGrowth
4.1%4/10

4.1% revenue growth

Market CapQuality
$386.45M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
2.9%3/10

ROE of 2.9% — below average capital efficiency

Profit MarginProfitability
2.6%3/10

2.6% margin — thin

SCS4 concerns · Avg: 3.3/10
Revenue GrowthGrowth
0.0%4/10

0.0% revenue growth

Market CapQuality
$1.85B3/10

Smaller company, higher risk/reward

Profit MarginProfitability
0.0%3/10

0.0% margin — thin

Operating MarginProfitability
0.1%3/10

Operating margin of 0.1%

Comparative Analysis Report

WallStSmart Research

Bull Case : HVT-A

The strongest argument for HVT-A centers on Price/Book. PEG of 1.16 suggests the stock is reasonably priced for its growth.

Bull Case : SCS

The strongest argument for SCS centers on Price/Book. PEG of 1.36 suggests the stock is reasonably priced for its growth.

Bear Case : HVT-A

The primary concerns for HVT-A are Revenue Growth, Market Cap, Return on Equity. Thin 2.6% margins leave little buffer for downturns.

Bear Case : SCS

The primary concerns for SCS are Revenue Growth, Market Cap, Profit Margin. Thin 0.0% margins leave little buffer for downturns.

Key Dynamics to Monitor

SCS carries more volatility with a beta of 1.25 — expect wider price swings.

HVT-A is growing revenue faster at 4.1% — sustainability is the question.

SCS generates stronger free cash flow (41M), providing more financial flexibility.

Monitor HOME IMPROVEMENT RETAIL industry trends, competitive dynamics, and regulatory changes.

Bottom Line

SCS scores higher overall (51/100 vs 50/100). HVT-A offers better value entry with a 58.2% margin of safety. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Haverty Furniture Companies Inc

CONSUMER CYCLICAL · HOME IMPROVEMENT RETAIL · USA

Haverty Furniture Companies, Inc. is a specialty retailer of residential furniture and accessories in the United States. The company is headquartered in Atlanta, Georgia.

Steelcase Inc

CONSUMER CYCLICAL · FURNISHINGS, FIXTURES & APPLIANCES · USA

Steelcase Inc. manufactures and sells integrated furniture configurations, user-centered technologies, and interior architecture products in the United States and internationally. The company is headquartered in Grand Rapids, Michigan.

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