WallStSmart

Haverty Furniture Companies Inc (HVT-A)vsRush Enterprises A Inc (RUSHA)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Rush Enterprises A Inc generates 879% more annual revenue ($7.43B vs $759.00M). RUSHA leads profitability with a 3.5% profit margin vs 2.6%. HVT-A appears more attractively valued with a PEG of 1.02. HVT-A earns a higher WallStSmart Score of 48/100 (D+).

HVT-A

Hold

48

out of 100

Grade: D+

Growth: 4.0Profit: 4.0Value: 7.3Quality: 5.0

RUSHA

Hold

44

out of 100

Grade: D

Growth: 2.7Profit: 5.5Value: 3.3Quality: 6.3
Piotroski: 4/9Altman Z: 3.13
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

HVT-AUndervalued (+84.8%)

Margin of Safety

+84.8%

Fair Value

$191.71

Current Price

$22.77

$168.94 discount

UndervaluedFair: $191.71Overvalued
RUSHASignificantly Overvalued (-227.9%)

Margin of Safety

-227.9%

Fair Value

$22.24

Current Price

$73.74

$51.50 premium

UndervaluedFair: $22.24Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

HVT-A1 strengths · Avg: 10.0/10
Price/BookValuation
1.2x10/10

Reasonable price relative to book value

RUSHA2 strengths · Avg: 9.0/10
Altman Z-ScoreHealth
3.1310/10

Safe zone — low bankruptcy risk

Price/BookValuation
2.6x8/10

Reasonable price relative to book value

Areas to Watch

HVT-A4 concerns · Avg: 3.3/10
EPS GrowthGrowth
3.8%4/10

3.8% earnings growth

Market CapQuality
$385.87M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
6.4%3/10

ROE of 6.4% — below average capital efficiency

Profit MarginProfitability
2.6%3/10

2.6% margin — thin

RUSHA4 concerns · Avg: 2.3/10
Profit MarginProfitability
3.5%3/10

3.5% margin — thin

PEG RatioValuation
3.162/10

Expensive relative to growth rate

Revenue GrowthGrowth
-11.8%2/10

Revenue declined 11.8%

EPS GrowthGrowth
-11.0%2/10

Earnings declined 11.0%

Comparative Analysis Report

WallStSmart Research

Bull Case : HVT-A

The strongest argument for HVT-A centers on Price/Book. PEG of 1.02 suggests the stock is reasonably priced for its growth.

Bull Case : RUSHA

The strongest argument for RUSHA centers on Altman Z-Score, Price/Book.

Bear Case : HVT-A

The primary concerns for HVT-A are EPS Growth, Market Cap, Return on Equity. Thin 2.6% margins leave little buffer for downturns.

Bear Case : RUSHA

The primary concerns for RUSHA are Profit Margin, PEG Ratio, Revenue Growth. Thin 3.5% margins leave little buffer for downturns.

Key Dynamics to Monitor

HVT-A carries more volatility with a beta of 1.29 — expect wider price swings.

HVT-A is growing revenue faster at 9.5% — sustainability is the question.

HVT-A generates stronger free cash flow (3M), providing more financial flexibility.

Monitor HOME IMPROVEMENT RETAIL industry trends, competitive dynamics, and regulatory changes.

Bottom Line

HVT-A scores higher overall (48/100 vs 44/100). Both earn "Hold" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Haverty Furniture Companies Inc

CONSUMER CYCLICAL · HOME IMPROVEMENT RETAIL · USA

Haverty Furniture Companies, Inc. is a specialty retailer of residential furniture and accessories in the United States. The company is headquartered in Atlanta, Georgia.

Rush Enterprises A Inc

CONSUMER CYCLICAL · AUTO & TRUCK DEALERSHIPS · USA

Rush Enterprises, Inc. is an integrated retailer of commercial vehicles and related services in the United States. The company is headquartered in New Braunfels, Texas.

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