WallStSmart

Haverty Furniture Companies Inc (HVT-A)vsMurphy USA Inc (MUSA)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Murphy USA Inc generates 2157% more annual revenue ($17.30B vs $766.48M). MUSA leads profitability with a 3.2% profit margin vs 2.6%. HVT-A appears more attractively valued with a PEG of 1.16. MUSA earns a higher WallStSmart Score of 62/100 (C+).

HVT-A

Hold

50

out of 100

Grade: D+

Growth: 4.0Profit: 4.0Value: 7.3Quality: 6.5
Piotroski: 4/9Altman Z: 2.96

MUSA

Buy

62

out of 100

Grade: C+

Growth: 6.0Profit: 6.5Value: 5.0Quality: 4.5
Piotroski: 3/9Altman Z: 5.90
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

HVT-AUndervalued (+58.2%)

Margin of Safety

+58.2%

Fair Value

$69.69

Current Price

$24.01

$45.68 discount

UndervaluedFair: $69.69Overvalued

Intrinsic value data unavailable for MUSA.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

HVT-A1 strengths · Avg: 10.0/10
Price/BookValuation
1.3x10/10

Reasonable price relative to book value

MUSA3 strengths · Avg: 10.0/10
Return on EquityProfitability
88.8%10/10

Every $100 of equity generates 89 in profit

EPS GrowthGrowth
176.8%10/10

Earnings expanding 176.8% YoY

Altman Z-ScoreHealth
5.9010/10

Safe zone — low bankruptcy risk

Areas to Watch

HVT-A4 concerns · Avg: 3.3/10
Revenue GrowthGrowth
4.1%4/10

4.1% revenue growth

Market CapQuality
$386.45M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
2.9%3/10

ROE of 2.9% — below average capital efficiency

Profit MarginProfitability
2.6%3/10

2.6% margin — thin

MUSA4 concerns · Avg: 3.5/10
PEG RatioValuation
1.514/10

Expensive relative to growth rate

Price/BookValuation
15.3x4/10

Trading at 15.3x book value

Profit MarginProfitability
3.2%3/10

3.2% margin — thin

Operating MarginProfitability
4.8%3/10

Operating margin of 4.8%

Comparative Analysis Report

WallStSmart Research

Bull Case : HVT-A

The strongest argument for HVT-A centers on Price/Book. PEG of 1.16 suggests the stock is reasonably priced for its growth.

Bull Case : MUSA

The strongest argument for MUSA centers on Return on Equity, EPS Growth, Altman Z-Score.

Bear Case : HVT-A

The primary concerns for HVT-A are Revenue Growth, Market Cap, Return on Equity. Thin 2.6% margins leave little buffer for downturns.

Bear Case : MUSA

The primary concerns for MUSA are PEG Ratio, Price/Book, Profit Margin. Debt-to-equity of 4.08 is elevated, increasing financial risk. Thin 3.2% margins leave little buffer for downturns.

Key Dynamics to Monitor

HVT-A carries more volatility with a beta of 1.17 — expect wider price swings.

MUSA is growing revenue faster at 7.1% — sustainability is the question.

MUSA generates stronger free cash flow (222M), providing more financial flexibility.

Monitor HOME IMPROVEMENT RETAIL industry trends, competitive dynamics, and regulatory changes.

Bottom Line

MUSA scores higher overall (62/100 vs 50/100). HVT-A offers better value entry with a 58.2% margin of safety. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Haverty Furniture Companies Inc

CONSUMER CYCLICAL · HOME IMPROVEMENT RETAIL · USA

Haverty Furniture Companies, Inc. is a specialty retailer of residential furniture and accessories in the United States. The company is headquartered in Atlanta, Georgia.

Murphy USA Inc

CONSUMER CYCLICAL · SPECIALTY RETAIL · USA

Murphy USA Inc. is engaged in the marketing of retail motor fuel products and convenience merchandise. The company is headquartered in El Dorado, Arkansas.

Visit Website →

Want to dig deeper into these stocks?