WallStSmart

Haverty Furniture Companies Inc (HVT-A)vsThe Lovesac Company (LOVE)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Haverty Furniture Companies Inc generates 10% more annual revenue ($766.48M vs $697.12M). HVT-A leads profitability with a 2.6% profit margin vs 0.6%. LOVE appears more attractively valued with a PEG of 0.40. LOVE earns a higher WallStSmart Score of 55/100 (C).

HVT-A

Hold

50

out of 100

Grade: D+

Growth: 4.0Profit: 4.0Value: 7.3Quality: 6.5
Piotroski: 4/9Altman Z: 2.96

LOVE

Buy

55

out of 100

Grade: C

Growth: 4.0Profit: 5.0Value: 7.3Quality: 6.5
Piotroski: 4/9Altman Z: 2.02
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

HVT-AUndervalued (+58.2%)

Margin of Safety

+58.2%

Fair Value

$69.69

Current Price

$24.01

$45.68 discount

UndervaluedFair: $69.69Overvalued
LOVEUndervalued (+65.8%)

Margin of Safety

+65.8%

Fair Value

$38.07

Current Price

$15.73

$22.34 discount

UndervaluedFair: $38.07Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

HVT-A1 strengths · Avg: 10.0/10
Price/BookValuation
1.3x10/10

Reasonable price relative to book value

LOVE2 strengths · Avg: 10.0/10
PEG RatioValuation
0.4010/10

Growing faster than its price suggests

Price/BookValuation
1.1x10/10

Reasonable price relative to book value

Areas to Watch

HVT-A4 concerns · Avg: 3.3/10
Revenue GrowthGrowth
4.1%4/10

4.1% revenue growth

Market CapQuality
$386.45M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
2.9%3/10

ROE of 2.9% — below average capital efficiency

Profit MarginProfitability
2.6%3/10

2.6% margin — thin

LOVE4 concerns · Avg: 3.5/10
Revenue GrowthGrowth
2.7%4/10

2.7% revenue growth

EPS GrowthGrowth
2.7%4/10

2.7% earnings growth

Market CapQuality
$232.49M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
1.9%3/10

ROE of 1.9% — below average capital efficiency

Comparative Analysis Report

WallStSmart Research

Bull Case : HVT-A

The strongest argument for HVT-A centers on Price/Book. PEG of 1.16 suggests the stock is reasonably priced for its growth.

Bull Case : LOVE

The strongest argument for LOVE centers on PEG Ratio, Price/Book. PEG of 0.40 suggests the stock is reasonably priced for its growth.

Bear Case : HVT-A

The primary concerns for HVT-A are Revenue Growth, Market Cap, Return on Equity. Thin 2.6% margins leave little buffer for downturns.

Bear Case : LOVE

The primary concerns for LOVE are Revenue Growth, EPS Growth, Market Cap. A P/E of 56.2x leaves little room for execution misses. Thin 0.6% margins leave little buffer for downturns.

Key Dynamics to Monitor

LOVE carries more volatility with a beta of 2.02 — expect wider price swings.

HVT-A is growing revenue faster at 4.1% — sustainability is the question.

HVT-A generates stronger free cash flow (-10M), providing more financial flexibility.

Monitor HOME IMPROVEMENT RETAIL industry trends, competitive dynamics, and regulatory changes.

Bottom Line

LOVE scores higher overall (55/100 vs 50/100). HVT-A offers better value entry with a 58.2% margin of safety. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Haverty Furniture Companies Inc

CONSUMER CYCLICAL · HOME IMPROVEMENT RETAIL · USA

Haverty Furniture Companies, Inc. is a specialty retailer of residential furniture and accessories in the United States. The company is headquartered in Atlanta, Georgia.

The Lovesac Company

CONSUMER CYCLICAL · FURNISHINGS, FIXTURES & APPLIANCES · USA

The Lovesac Company designs, manufactures and sells furniture. The company is headquartered in Stamford, Connecticut.

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