Haverty Furniture Companies Inc (HVT-A)vsEl Pollo Loco Holdings Inc (LOCO)
HVT-A
Haverty Furniture Companies Inc
$24.01
-1.32%
CONSUMER CYCLICAL · Cap: $386.45M
LOCO
El Pollo Loco Holdings Inc
$13.82
-0.14%
CONSUMER CYCLICAL · Cap: $426.07M
Smart Verdict
WallStSmart Research — data-driven comparison
Haverty Furniture Companies Inc generates 54% more annual revenue ($766.48M vs $497.05M). LOCO leads profitability with a 5.9% profit margin vs 2.6%. LOCO appears more attractively valued with a PEG of 1.16. LOCO earns a higher WallStSmart Score of 67/100 (B-).
HVT-A
Hold50
out of 100
Grade: D+
LOCO
Strong Buy67
out of 100
Grade: B-
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+58.2%
Fair Value
$69.69
Current Price
$24.01
$45.68 discount
Margin of Safety
+2.4%
Fair Value
$10.97
Current Price
$13.82
$2.85 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Reasonable price relative to book value
Attractively priced relative to earnings
Earnings expanding 43.3% YoY
Areas to Watch
4.1% revenue growth
Smaller company, higher risk/reward
ROE of 2.9% — below average capital efficiency
2.6% margin — thin
Distress zone — elevated risk
Smaller company, higher risk/reward
5.9% margin — thin
Comparative Analysis Report
WallStSmart ResearchBull Case : HVT-A
The strongest argument for HVT-A centers on Price/Book. PEG of 1.16 suggests the stock is reasonably priced for its growth.
Bull Case : LOCO
The strongest argument for LOCO centers on Price/Book, P/E Ratio, EPS Growth. PEG of 1.16 suggests the stock is reasonably priced for its growth.
Bear Case : HVT-A
The primary concerns for HVT-A are Revenue Growth, Market Cap, Return on Equity. Thin 2.6% margins leave little buffer for downturns.
Bear Case : LOCO
The primary concerns for LOCO are Altman Z-Score, Market Cap, Profit Margin.
Key Dynamics to Monitor
HVT-A carries more volatility with a beta of 1.17 — expect wider price swings.
LOCO is growing revenue faster at 5.9% — sustainability is the question.
LOCO generates stronger free cash flow (3M), providing more financial flexibility.
Monitor HOME IMPROVEMENT RETAIL industry trends, competitive dynamics, and regulatory changes.
Bottom Line
LOCO scores higher overall (67/100 vs 50/100). HVT-A offers better value entry with a 58.2% margin of safety. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Haverty Furniture Companies Inc
CONSUMER CYCLICAL · HOME IMPROVEMENT RETAIL · USA
Haverty Furniture Companies, Inc. is a specialty retailer of residential furniture and accessories in the United States. The company is headquartered in Atlanta, Georgia.
El Pollo Loco Holdings Inc
CONSUMER CYCLICAL · RESTAURANTS · USA
El Pollo Loco Holdings, Inc., through its subsidiary El Pollo Loco, Inc., develops, franchises, licenses and operates quick service restaurants under the name El Pollo Loco. The company is headquartered in Costa Mesa, California.
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