WallStSmart

Haverty Furniture Companies Inc (HVT-A)vsLGI Homes (LGIH)

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Smart Verdict

WallStSmart Research — data-driven comparison

LGI Homes generates 116% more annual revenue ($1.68B vs $780.39M). LGIH leads profitability with a 3.9% profit margin vs 2.9%. LGIH appears more attractively valued with a PEG of 0.69. HVT-A earns a higher WallStSmart Score of 59/100 (C).

HVT-A

Buy

59

out of 100

Grade: C

Growth: 6.0Profit: 4.0Value: 8.0Quality: 6.5
Piotroski: 4/9Altman Z: 2.96

LGIH

Buy

55

out of 100

Grade: C

Growth: 3.3Profit: 4.5Value: 7.3Quality: 7.5
Piotroski: 3/9Altman Z: 3.07
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

HVT-AUndervalued (+64.5%)

Margin of Safety

+64.5%

Fair Value

$82.13

Current Price

$27.25

$54.88 discount

UndervaluedFair: $82.13Overvalued
LGIHUndervalued (+11.8%)

Margin of Safety

+11.8%

Fair Value

$69.04

Current Price

$47.15

$21.89 discount

UndervaluedFair: $69.04Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

HVT-A3 strengths · Avg: 9.3/10
Price/BookValuation
1.4x10/10

Reasonable price relative to book value

EPS GrowthGrowth
100.0%10/10

Earnings expanding 100.0% YoY

PEG RatioValuation
0.848/10

Growing faster than its price suggests

LGIH4 strengths · Avg: 9.0/10
Price/BookValuation
0.5x10/10

Reasonable price relative to book value

Altman Z-ScoreHealth
3.0710/10

Safe zone — low bankruptcy risk

PEG RatioValuation
0.698/10

Growing faster than its price suggests

P/E RatioValuation
15.6x8/10

Attractively priced relative to earnings

Areas to Watch

HVT-A4 concerns · Avg: 3.0/10
Market CapQuality
$450.67M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
4.0%3/10

ROE of 4.0% — below average capital efficiency

Profit MarginProfitability
2.9%3/10

2.9% margin — thin

Operating MarginProfitability
3.4%3/10

Operating margin of 3.4%

LGIH4 concerns · Avg: 3.0/10
Market CapQuality
$1.03B3/10

Smaller company, higher risk/reward

Return on EquityProfitability
3.1%3/10

ROE of 3.1% — below average capital efficiency

Profit MarginProfitability
3.9%3/10

3.9% margin — thin

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Comparative Analysis Report

WallStSmart Research

Bull Case : HVT-A

The strongest argument for HVT-A centers on Price/Book, EPS Growth, PEG Ratio. PEG of 0.84 suggests the stock is reasonably priced for its growth.

Bull Case : LGIH

The strongest argument for LGIH centers on Price/Book, Altman Z-Score, PEG Ratio. PEG of 0.69 suggests the stock is reasonably priced for its growth.

Bear Case : HVT-A

The primary concerns for HVT-A are Market Cap, Return on Equity, Profit Margin. Thin 2.9% margins leave little buffer for downturns.

Bear Case : LGIH

The primary concerns for LGIH are Market Cap, Return on Equity, Profit Margin. Thin 3.9% margins leave little buffer for downturns.

Key Dynamics to Monitor

LGIH carries more volatility with a beta of 1.86 — expect wider price swings.

HVT-A is growing revenue faster at 7.7% — sustainability is the question.

LGIH generates stronger free cash flow (114M), providing more financial flexibility.

Monitor HOME IMPROVEMENT RETAIL industry trends, competitive dynamics, and regulatory changes.

Bottom Line

HVT-A scores higher overall (59/100 vs 55/100). Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Haverty Furniture Companies Inc

CONSUMER CYCLICAL · HOME IMPROVEMENT RETAIL · USA

Haverty Furniture Companies, Inc. is a specialty retailer of residential furniture and accessories in the United States. The company is headquartered in Atlanta, Georgia.

LGI Homes

CONSUMER CYCLICAL · RESIDENTIAL CONSTRUCTION · USA

LGI Homes, Inc. designs, builds and sells homes in the United States. The company is headquartered in The Woodlands, Texas.

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