WallStSmart

Haverty Furniture Companies Inc (HVT-A)vsLegacy Housing Corp (LEGH)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Haverty Furniture Companies Inc generates 335% more annual revenue ($780.39M vs $179.45M). LEGH leads profitability with a 28.6% profit margin vs 2.9%. LEGH appears more attractively valued with a PEG of 0.61. LEGH earns a higher WallStSmart Score of 79/100 (B+).

HVT-A

Buy

57

out of 100

Grade: C

Growth: 6.0Profit: 4.0Value: 7.3Quality: 6.5
Piotroski: 4/9Altman Z: 2.96

LEGH

Strong Buy

79

out of 100

Grade: B+

Growth: 7.3Profit: 8.0Value: 6.0Quality: 8.5
Piotroski: 2/9Altman Z: 7.83
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

HVT-AUndervalued (+62.4%)

Margin of Safety

+62.4%

Fair Value

$77.52

Current Price

$28.61

$48.91 discount

UndervaluedFair: $77.52Overvalued
LEGHSignificantly Overvalued (-55.6%)

Margin of Safety

-55.6%

Fair Value

$13.91

Current Price

$27.67

$13.76 premium

UndervaluedFair: $13.91Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

HVT-A2 strengths · Avg: 9.0/10
EPS GrowthGrowth
100.0%10/10

Earnings expanding 100.0% YoY

Price/BookValuation
1.5x8/10

Reasonable price relative to book value

LEGH6 strengths · Avg: 10.0/10
Price/BookValuation
1.2x10/10

Reasonable price relative to book value

Operating MarginProfitability
39.9%10/10

Strong operational efficiency at 39.9%

Revenue GrowthGrowth
32.3%10/10

Revenue surging 32.3% year-over-year

EPS GrowthGrowth
64.6%10/10

Earnings expanding 64.6% YoY

Debt/EquityHealth
0.0010/10

Conservative balance sheet, low leverage

Altman Z-ScoreHealth
7.8310/10

Safe zone — low bankruptcy risk

Areas to Watch

HVT-A4 concerns · Avg: 3.0/10
Market CapQuality
$482.38M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
4.0%3/10

ROE of 4.0% — below average capital efficiency

Profit MarginProfitability
2.9%3/10

2.9% margin — thin

Operating MarginProfitability
3.4%3/10

Operating margin of 3.4%

LEGH2 concerns · Avg: 3.0/10
Market CapQuality
$663.27M3/10

Smaller company, higher risk/reward

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

Comparative Analysis Report

WallStSmart Research

Bull Case : HVT-A

The strongest argument for HVT-A centers on EPS Growth, Price/Book. PEG of 1.37 suggests the stock is reasonably priced for its growth.

Bull Case : LEGH

The strongest argument for LEGH centers on Price/Book, Operating Margin, Revenue Growth. Profitability is solid with margins at 28.6% and operating margin at 39.9%. Revenue growth of 32.3% demonstrates continued momentum.

Bear Case : HVT-A

The primary concerns for HVT-A are Market Cap, Return on Equity, Profit Margin. Thin 2.9% margins leave little buffer for downturns.

Bear Case : LEGH

The primary concerns for LEGH are Market Cap, Piotroski F-Score.

Key Dynamics to Monitor

HVT-A profiles as a value stock while LEGH is a growth play — different risk/reward profiles.

HVT-A carries more volatility with a beta of 1.18 — expect wider price swings.

LEGH is growing revenue faster at 32.3% — sustainability is the question.

HVT-A generates stronger free cash flow (18M), providing more financial flexibility.

Bottom Line

LEGH scores higher overall (79/100 vs 57/100), backed by strong 28.6% margins and 32.3% revenue growth. HVT-A offers better value entry with a 62.4% margin of safety. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Haverty Furniture Companies Inc

CONSUMER CYCLICAL · HOME IMPROVEMENT RETAIL · USA

Haverty Furniture Companies, Inc. is a specialty retailer of residential furniture and accessories in the United States. The company is headquartered in Atlanta, Georgia.

Legacy Housing Corp

CONSUMER CYCLICAL · RESIDENTIAL CONSTRUCTION · USA

Legacy Housing Corporation builds, sells, and finances manufactured homes and tiny homes primarily in the southern United States. The company is headquartered in Bedford, Texas.

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