WallStSmart

HSBC Holdings PLC ADR (HSBC)vsToronto Dominion Bank (TD)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

HSBC Holdings PLC ADR generates 8% more annual revenue ($63.77B vs $59.18B). HSBC leads profitability with a 35.0% profit margin vs 25.2%. TD appears more attractively valued with a PEG of 1.01. TD earns a higher WallStSmart Score of 62/100 (C+).

HSBC

Buy

61

out of 100

Grade: C+

Growth: 6.0Profit: 7.5Value: 6.3Quality: 4.0
Piotroski: 4/9Altman Z: -0.31

TD

Buy

62

out of 100

Grade: C+

Growth: 4.7Profit: 7.5Value: 5.7Quality: 3.0
Piotroski: 5/9Altman Z: -0.64

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

HSBC4 strengths · Avg: 9.5/10
Market CapQuality
$364.98B10/10

Mega-cap, among the largest globally

Profit MarginProfitability
35.0%10/10

Keeps 35 of every $100 in revenue as profit

Operating MarginProfitability
50.7%10/10

Strong operational efficiency at 50.7%

P/E RatioValuation
17.7x8/10

Attractively priced relative to earnings

TD5 strengths · Avg: 9.4/10
Market CapQuality
$200.39B10/10

Mega-cap, among the largest globally

Operating MarginProfitability
35.4%10/10

Strong operational efficiency at 35.4%

Free Cash FlowQuality
$10.20B10/10

Generating 10.2B in free cash flow

Profit MarginProfitability
25.2%9/10

Keeps 25 of every $100 in revenue as profit

Price/BookValuation
2.3x8/10

Reasonable price relative to book value

Areas to Watch

HSBC4 concerns · Avg: 3.5/10
Price/BookValuation
8.3x4/10

Trading at 8.3x book value

Revenue GrowthGrowth
3.3%4/10

3.3% revenue growth

EPS GrowthGrowth
2.6%4/10

2.6% earnings growth

Altman Z-ScoreHealth
-0.312/10

Distress zone — elevated risk

TD4 concerns · Avg: 1.8/10
Revenue GrowthGrowth
-31.5%2/10

Revenue declined 31.5%

EPS GrowthGrowth
-61.2%2/10

Earnings declined 61.2%

Altman Z-ScoreHealth
-0.642/10

Distress zone — elevated risk

Debt/EquityHealth
2.221/10

Elevated debt levels

Comparative Analysis Report

WallStSmart Research

Bull Case : HSBC

The strongest argument for HSBC centers on Market Cap, Profit Margin, Operating Margin. Profitability is solid with margins at 35.0% and operating margin at 50.7%. PEG of 1.07 suggests the stock is reasonably priced for its growth.

Bull Case : TD

The strongest argument for TD centers on Market Cap, Operating Margin, Free Cash Flow. Profitability is solid with margins at 25.2% and operating margin at 35.4%. PEG of 1.01 suggests the stock is reasonably priced for its growth.

Bear Case : HSBC

The primary concerns for HSBC are Price/Book, Revenue Growth, EPS Growth.

Bear Case : TD

The primary concerns for TD are Revenue Growth, EPS Growth, Altman Z-Score. Debt-to-equity of 2.22 is elevated, increasing financial risk.

Key Dynamics to Monitor

HSBC profiles as a value stock while TD is a declining play — different risk/reward profiles.

TD carries more volatility with a beta of 0.88 — expect wider price swings.

HSBC is growing revenue faster at 3.3% — sustainability is the question.

Monitor BANKS - DIVERSIFIED industry trends, competitive dynamics, and regulatory changes.

Bottom Line

TD scores higher overall (62/100 vs 61/100), backed by strong 25.2% margins. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

HSBC Holdings PLC ADR

FINANCIAL SERVICES · BANKS - DIVERSIFIED · USA

HSBC Holdings plc offers banking and financial products and services globally. The company is headquartered in London, the United Kingdom.

Toronto Dominion Bank

FINANCIAL SERVICES · BANKS - DIVERSIFIED · USA

Toronto-Dominion Bank offers a variety of personal and commercial banking products and services in Canada and the United States. The company is headquartered in Toronto, Canada.

Visit Website →

Want to dig deeper into these stocks?