WallStSmart

Hirequest Inc (HQI)vsInsperity Inc (NSP)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Insperity Inc generates 22951% more annual revenue ($6.84B vs $29.69M). HQI leads profitability with a 22.0% profit margin vs -0.4%. HQI earns a higher WallStSmart Score of 45/100 (D+).

HQI

Hold

45

out of 100

Grade: D+

Growth: 4.0Profit: 7.0Value: 7.0Quality: 6.8
Piotroski: 3/9Altman Z: 3.66

NSP

Hold

37

out of 100

Grade: F

Growth: 3.3Profit: 2.5Value: 7.0Quality: 5.5
Piotroski: 4/9Altman Z: 3.55
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

HQIUndervalued (+56.4%)

Margin of Safety

+56.4%

Fair Value

$24.48

Current Price

$12.62

$11.86 discount

UndervaluedFair: $24.48Overvalued
NSPUndervalued (+71.4%)

Margin of Safety

+71.4%

Fair Value

$104.80

Current Price

$35.38

$69.42 discount

UndervaluedFair: $104.80Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

HQI4 strengths · Avg: 8.8/10
Altman Z-ScoreHealth
3.6610/10

Safe zone — low bankruptcy risk

Profit MarginProfitability
22.0%9/10

Keeps 22 of every $100 in revenue as profit

Price/BookValuation
2.6x8/10

Reasonable price relative to book value

Operating MarginProfitability
22.6%8/10

Strong operational efficiency at 22.6%

NSP1 strengths · Avg: 10.0/10
Altman Z-ScoreHealth
3.5510/10

Safe zone — low bankruptcy risk

Areas to Watch

HQI4 concerns · Avg: 3.0/10
P/E RatioValuation
27.3x4/10

Moderate valuation

Market CapQuality
$182.34M3/10

Smaller company, higher risk/reward

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Revenue GrowthGrowth
-12.7%2/10

Revenue declined 12.7%

NSP4 concerns · Avg: 3.0/10
Revenue GrowthGrowth
1.7%4/10

1.7% revenue growth

Market CapQuality
$1.32B3/10

Smaller company, higher risk/reward

Operating MarginProfitability
3.3%3/10

Operating margin of 3.3%

Price/BookValuation
20.1x2/10

Trading at 20.1x book value

Comparative Analysis Report

WallStSmart Research

Bull Case : HQI

The strongest argument for HQI centers on Altman Z-Score, Profit Margin, Price/Book. Profitability is solid with margins at 22.0% and operating margin at 22.6%.

Bull Case : NSP

The strongest argument for NSP centers on Altman Z-Score. PEG of 1.42 suggests the stock is reasonably priced for its growth.

Bear Case : HQI

The primary concerns for HQI are P/E Ratio, Market Cap, Piotroski F-Score.

Bear Case : NSP

The primary concerns for NSP are Revenue Growth, Market Cap, Operating Margin. Debt-to-equity of 6.42 is elevated, increasing financial risk.

Key Dynamics to Monitor

HQI profiles as a declining stock while NSP is a turnaround play — different risk/reward profiles.

HQI carries more volatility with a beta of 1.11 — expect wider price swings.

NSP is growing revenue faster at 1.7% — sustainability is the question.

HQI generates stronger free cash flow (250,000), providing more financial flexibility.

Bottom Line

HQI scores higher overall (45/100 vs 37/100), backed by strong 22.0% margins. NSP offers better value entry with a 71.4% margin of safety. Both earn "Hold" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Hirequest Inc

INDUSTRIALS · STAFFING & EMPLOYMENT SERVICES · USA

HireQuest, Inc. provides temporary and on-demand staffing solutions in the United States. The company is headquartered in Goose Creek, South Carolina.

Insperity Inc

INDUSTRIALS · STAFFING & EMPLOYMENT SERVICES · USA

Insperity, Inc. provides human resources (HR) and business solutions to improve business performance for small and medium-sized businesses. The company is headquartered in Kingwood, Texas.

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