WallStSmart

HNI Corp (HNI)vsSteelcase Inc (SCS)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Steelcase Inc generates 15% more annual revenue ($3.26B vs $2.84B). SCS leads profitability with a 2.9% profit margin vs 1.9%. HNI appears more attractively valued with a PEG of 0.42. HNI earns a higher WallStSmart Score of 60/100 (C+).

HNI

Buy

60

out of 100

Grade: C+

Growth: 6.0Profit: 5.0Value: 7.3Quality: 5.0

SCS

Buy

51

out of 100

Grade: C-

Growth: 3.3Profit: 5.0Value: 7.3Quality: 7.0
Piotroski: 3/9Altman Z: 2.78
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

HNISignificantly Overvalued (-585.0%)

Margin of Safety

-585.0%

Fair Value

$7.55

Current Price

$36.83

$29.28 premium

UndervaluedFair: $7.55Overvalued
SCSSignificantly Overvalued (-196.7%)

Margin of Safety

-196.7%

Fair Value

$5.44

Current Price

$16.14

$10.70 premium

UndervaluedFair: $5.44Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

HNI3 strengths · Avg: 10.0/10
PEG RatioValuation
0.4210/10

Growing faster than its price suggests

Price/BookValuation
1.4x10/10

Reasonable price relative to book value

Revenue GrowthGrowth
38.3%10/10

Revenue surging 38.3% year-over-year

SCS1 strengths · Avg: 8.0/10
Price/BookValuation
1.8x8/10

Reasonable price relative to book value

Areas to Watch

HNI4 concerns · Avg: 3.0/10
P/E RatioValuation
30.6x4/10

Premium valuation, high expectations priced in

Return on EquityProfitability
4.0%3/10

ROE of 4.0% — below average capital efficiency

Profit MarginProfitability
1.9%3/10

1.9% margin — thin

EPS GrowthGrowth
-10.2%2/10

Earnings declined 10.2%

SCS4 concerns · Avg: 3.3/10
Revenue GrowthGrowth
4.8%4/10

4.8% revenue growth

Market CapQuality
$1.85B3/10

Smaller company, higher risk/reward

Profit MarginProfitability
2.9%3/10

2.9% margin — thin

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Comparative Analysis Report

WallStSmart Research

Bull Case : HNI

The strongest argument for HNI centers on PEG Ratio, Price/Book, Revenue Growth. Revenue growth of 38.3% demonstrates continued momentum. PEG of 0.42 suggests the stock is reasonably priced for its growth.

Bull Case : SCS

The strongest argument for SCS centers on Price/Book. PEG of 1.36 suggests the stock is reasonably priced for its growth.

Bear Case : HNI

The primary concerns for HNI are P/E Ratio, Return on Equity, Profit Margin. Thin 1.9% margins leave little buffer for downturns.

Bear Case : SCS

The primary concerns for SCS are Revenue Growth, Market Cap, Profit Margin. Thin 2.9% margins leave little buffer for downturns.

Key Dynamics to Monitor

HNI profiles as a hypergrowth stock while SCS is a value play — different risk/reward profiles.

SCS carries more volatility with a beta of 1.25 — expect wider price swings.

HNI is growing revenue faster at 38.3% — sustainability is the question.

HNI generates stronger free cash flow (61M), providing more financial flexibility.

Bottom Line

HNI scores higher overall (60/100 vs 51/100) and 38.3% revenue growth. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

HNI Corp

CONSUMER CYCLICAL · FURNISHINGS, FIXTURES & APPLIANCES · USA

HNI Corporation manufactures and sells workplace furniture and residential construction products in the United States, Canada, China, Hong Kong, India, Mexico, Dubai, Taiwan, and Singapore. The company is headquartered in Muscatine, Iowa.

Steelcase Inc

CONSUMER CYCLICAL · FURNISHINGS, FIXTURES & APPLIANCES · USA

Steelcase Inc. manufactures and sells integrated furniture configurations, user-centered technologies, and interior architecture products in the United States and internationally. The company is headquartered in Grand Rapids, Michigan.

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