WallStSmart

HNI Corp (HNI)vsInterface Inc (TILE)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

HNI Corp generates 105% more annual revenue ($2.84B vs $1.39B). TILE leads profitability with a 8.4% profit margin vs 1.9%. HNI appears more attractively valued with a PEG of 0.42. TILE earns a higher WallStSmart Score of 62/100 (C+).

HNI

Buy

60

out of 100

Grade: C+

Growth: 6.0Profit: 5.0Value: 7.3Quality: 5.0

TILE

Buy

62

out of 100

Grade: C+

Growth: 4.7Profit: 7.0Value: 9.3Quality: 6.8
Piotroski: 5/9Altman Z: 2.90
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

HNISignificantly Overvalued (-585.0%)

Margin of Safety

-585.0%

Fair Value

$7.55

Current Price

$36.83

$29.28 premium

UndervaluedFair: $7.55Overvalued
TILEUndervalued (+27.2%)

Margin of Safety

+27.2%

Fair Value

$46.57

Current Price

$25.64

$20.93 discount

UndervaluedFair: $46.57Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

HNI3 strengths · Avg: 10.0/10
PEG RatioValuation
0.4210/10

Growing faster than its price suggests

Price/BookValuation
1.4x10/10

Reasonable price relative to book value

Revenue GrowthGrowth
38.3%10/10

Revenue surging 38.3% year-over-year

TILE4 strengths · Avg: 8.3/10
Return on EquityProfitability
20.5%9/10

Every $100 of equity generates 21 in profit

PEG RatioValuation
0.788/10

Growing faster than its price suggests

P/E RatioValuation
13.1x8/10

Attractively priced relative to earnings

Price/BookValuation
2.3x8/10

Reasonable price relative to book value

Areas to Watch

HNI4 concerns · Avg: 3.0/10
P/E RatioValuation
33.2x4/10

Premium valuation, high expectations priced in

Return on EquityProfitability
4.0%3/10

ROE of 4.0% — below average capital efficiency

Profit MarginProfitability
1.9%3/10

1.9% margin — thin

EPS GrowthGrowth
-10.2%2/10

Earnings declined 10.2%

TILE2 concerns · Avg: 3.5/10
Revenue GrowthGrowth
4.3%4/10

4.3% revenue growth

Market CapQuality
$1.50B3/10

Smaller company, higher risk/reward

Comparative Analysis Report

WallStSmart Research

Bull Case : HNI

The strongest argument for HNI centers on PEG Ratio, Price/Book, Revenue Growth. Revenue growth of 38.3% demonstrates continued momentum. PEG of 0.42 suggests the stock is reasonably priced for its growth.

Bull Case : TILE

The strongest argument for TILE centers on Return on Equity, PEG Ratio, P/E Ratio. PEG of 0.78 suggests the stock is reasonably priced for its growth.

Bear Case : HNI

The primary concerns for HNI are P/E Ratio, Return on Equity, Profit Margin. Thin 1.9% margins leave little buffer for downturns.

Bear Case : TILE

The primary concerns for TILE are Revenue Growth, Market Cap.

Key Dynamics to Monitor

HNI profiles as a hypergrowth stock while TILE is a value play — different risk/reward profiles.

TILE carries more volatility with a beta of 1.90 — expect wider price swings.

HNI is growing revenue faster at 38.3% — sustainability is the question.

HNI generates stronger free cash flow (61M), providing more financial flexibility.

Bottom Line

TILE scores higher overall (62/100 vs 60/100). Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

HNI Corp

CONSUMER CYCLICAL · FURNISHINGS, FIXTURES & APPLIANCES · USA

HNI Corporation manufactures and sells workplace furniture and residential construction products in the United States, Canada, China, Hong Kong, India, Mexico, Dubai, Taiwan, and Singapore. The company is headquartered in Muscatine, Iowa.

Interface Inc

CONSUMER CYCLICAL · FURNISHINGS, FIXTURES & APPLIANCES · USA

Interface, Inc., a modular flooring company, designs, produces and sells modular carpet products primarily in the Americas, Europe, and Asia-Pacific. The company is headquartered in Atlanta, Georgia.

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