HNI Corp (HNI)vsLowe's Companies Inc (LOW)
HNI
HNI Corp
$46.87
+1.23%
CONSUMER CYCLICAL · Cap: $3.41B
LOW
Lowe's Companies Inc
$196.82
+0.12%
CONSUMER CYCLICAL · Cap: $110.43B
Smart Verdict
WallStSmart Research — data-driven comparison
Lowe's Companies Inc generates 1959% more annual revenue ($90.43B vs $4.39B). LOW leads profitability with a 7.3% profit margin vs 0.1%. HNI appears more attractively valued with a PEG of 0.51. HNI earns a higher WallStSmart Score of 60/100 (C+).
HNI
Buy60
out of 100
Grade: C+
LOW
Hold50
out of 100
Grade: D+
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+7.8%
Fair Value
$56.12
Current Price
$46.87
$9.25 discount
Margin of Safety
-36.2%
Fair Value
$144.51
Current Price
$196.82
$52.31 premium
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Revenue surging 120.7% year-over-year
Growing faster than its price suggests
Reasonable price relative to book value
Conservative balance sheet, low leverage
Large-cap with strong market position
Attractively priced relative to earnings
Generating 3.1B in free cash flow
Areas to Watch
ROE of 0.1% — below average capital efficiency
0.1% margin — thin
Weak financial health signals
Earnings declined 31.5%
0.0% earnings growth
Grey zone — moderate risk
ROE of 0.0% — below average capital efficiency
7.3% margin — thin
Comparative Analysis Report
WallStSmart ResearchBull Case : HNI
The strongest argument for HNI centers on Revenue Growth, PEG Ratio, Price/Book. Revenue growth of 120.7% demonstrates continued momentum. PEG of 0.51 suggests the stock is reasonably priced for its growth.
Bull Case : LOW
The strongest argument for LOW centers on Debt/Equity, Market Cap, P/E Ratio. PEG of 1.33 suggests the stock is reasonably priced for its growth.
Bear Case : HNI
The primary concerns for HNI are Return on Equity, Profit Margin, Piotroski F-Score. Thin 0.1% margins leave little buffer for downturns.
Bear Case : LOW
The primary concerns for LOW are EPS Growth, Altman Z-Score, Return on Equity.
Key Dynamics to Monitor
HNI profiles as a hypergrowth stock while LOW is a value play — different risk/reward profiles.
HNI carries more volatility with a beta of 0.91 — expect wider price swings.
HNI is growing revenue faster at 120.7% — sustainability is the question.
LOW generates stronger free cash flow (3.1B), providing more financial flexibility.
Bottom Line
HNI scores higher overall (60/100 vs 50/100) and 120.7% revenue growth. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
HNI Corp
CONSUMER CYCLICAL · FURNISHINGS, FIXTURES & APPLIANCES · USA
HNI Corporation manufactures and sells workplace furniture and residential construction products in the United States, Canada, China, Hong Kong, India, Mexico, Dubai, Taiwan, and Singapore. The company is headquartered in Muscatine, Iowa.
Lowe's Companies Inc
CONSUMER CYCLICAL · HOME IMPROVEMENT RETAIL · USA
Lowe's Companies, Inc. is an American retail company specializing in home improvement. Headquartered in Mooresville, North Carolina, the company operates a chain of retail stores in the United States and Canada.
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