Hartford Financial Services Group (HIG)vsZions Bancorporation (ZION)
HIG
Hartford Financial Services Group
$142.05
-0.59%
FINANCIAL SERVICES · Cap: $38.90B
ZION
Zions Bancorporation
$71.77
+1.31%
FINANCIAL SERVICES · Cap: $10.17B
Smart Verdict
WallStSmart Research — data-driven comparison
Hartford Financial Services Group generates 695% more annual revenue ($29.32B vs $3.69B). ZION leads profitability with a 31.8% profit margin vs 14.9%. HIG appears more attractively valued with a PEG of 0.12. ZION earns a higher WallStSmart Score of 81/100 (A-).
HIG
Strong Buy77
out of 100
Grade: B+
ZION
Exceptional Buy81
out of 100
Grade: A-
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Growing faster than its price suggests
Attractively priced relative to earnings
Every $100 of equity generates 22 in profit
Conservative balance sheet, low leverage
Reasonable price relative to book value
Earnings expanding 36.1% YoY
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 32 of every $100 in revenue as profit
Strong operational efficiency at 52.1%
Revenue surging 35.2% year-over-year
Earnings expanding 87.1% YoY
Areas to Watch
Distress zone — elevated risk
Expensive relative to growth rate
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : HIG
The strongest argument for HIG centers on PEG Ratio, P/E Ratio, Return on Equity. PEG of 0.12 suggests the stock is reasonably priced for its growth.
Bull Case : ZION
The strongest argument for ZION centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 31.8% and operating margin at 52.1%. Revenue growth of 35.2% demonstrates continued momentum.
Bear Case : HIG
The primary concerns for HIG are Altman Z-Score.
Bear Case : ZION
The primary concerns for ZION are PEG Ratio, Altman Z-Score.
Key Dynamics to Monitor
HIG profiles as a value stock while ZION is a growth play — different risk/reward profiles.
ZION carries more volatility with a beta of 0.79 — expect wider price swings.
ZION is growing revenue faster at 35.2% — sustainability is the question.
HIG generates stronger free cash flow (1.1B), providing more financial flexibility.
Bottom Line
ZION scores higher overall (81/100 vs 77/100), backed by strong 31.8% margins and 35.2% revenue growth. Both earn "Exceptional Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Hartford Financial Services Group
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
The Hartford Financial Services Group, Inc., usually known as The Hartford, is a United States-based investment and insurance company.
Visit Website →Zions Bancorporation
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Zions Bancorporation is a bank holding company headquartered in Salt Lake City, Utah.
Visit Website →Compare with Other INSURANCE - DIVERSIFIED Stocks
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