American International Group Inc (AIG)vsZions Bancorporation (ZION)
AIG
American International Group Inc
$77.69
-0.99%
FINANCIAL SERVICES · Cap: $41.98B
ZION
Zions Bancorporation
$63.99
+1.36%
FINANCIAL SERVICES · Cap: $9.30B
Smart Verdict
WallStSmart Research — data-driven comparison
American International Group Inc generates 681% more annual revenue ($26.48B vs $3.39B). ZION leads profitability with a 28.4% profit margin vs 11.9%. AIG appears more attractively valued with a PEG of 1.22. ZION earns a higher WallStSmart Score of 73/100 (B).
AIG
Strong Buy67
out of 100
Grade: B-
ZION
Strong Buy73
out of 100
Grade: B
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Conservative balance sheet, low leverage
Attractively priced relative to earnings
Earnings expanding 22.2% YoY
Attractively priced relative to earnings
Reasonable price relative to book value
Strong operational efficiency at 36.1%
Keeps 28 of every $100 in revenue as profit
Earnings expanding 38.1% YoY
Areas to Watch
1.6% revenue growth
ROE of 7.7% — below average capital efficiency
Distress zone — elevated risk
Expensive relative to growth rate
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : AIG
The strongest argument for AIG centers on Price/Book, Debt/Equity, P/E Ratio. PEG of 1.22 suggests the stock is reasonably priced for its growth.
Bull Case : ZION
The strongest argument for ZION centers on P/E Ratio, Price/Book, Operating Margin. Profitability is solid with margins at 28.4% and operating margin at 36.1%. Revenue growth of 10.2% demonstrates continued momentum.
Bear Case : AIG
The primary concerns for AIG are Revenue Growth, Return on Equity, Altman Z-Score.
Bear Case : ZION
The primary concerns for ZION are PEG Ratio, Altman Z-Score.
Key Dynamics to Monitor
AIG profiles as a value stock while ZION is a mature play — different risk/reward profiles.
ZION carries more volatility with a beta of 0.80 — expect wider price swings.
ZION is growing revenue faster at 10.2% — sustainability is the question.
ZION generates stronger free cash flow (410M), providing more financial flexibility.
Bottom Line
ZION scores higher overall (73/100 vs 67/100), backed by strong 28.4% margins and 10.2% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
American International Group Inc
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
American International Group, Inc., also known as AIG, is an American multinational finance and insurance corporation with operations in more than 80 countries and jurisdictions. The company operates through three core businesses: General Insurance, Life & Retirement, and a standalone technology-enabled subsidiary.
Zions Bancorporation
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Zions Bancorporation is a bank holding company headquartered in Salt Lake City, Utah.
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