Hartford Financial Services Group (HIG)vsStepstone Group Inc (STEP)
HIG
Hartford Financial Services Group
$132.14
+3.78%
FINANCIAL SERVICES · Cap: $35.53B
STEP
Stepstone Group Inc
$44.91
-3.17%
FINANCIAL SERVICES · Cap: $5.59B
Smart Verdict
WallStSmart Research — data-driven comparison
Hartford Financial Services Group generates 1344% more annual revenue ($28.79B vs $1.99B). HIG leads profitability with a 14.1% profit margin vs -26.9%. HIG earns a higher WallStSmart Score of 79/100 (B+).
HIG
Strong Buy79
out of 100
Grade: B+
STEP
Avoid33
out of 100
Grade: F
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Growing faster than its price suggests
Attractively priced relative to earnings
Every $100 of equity generates 22 in profit
Conservative balance sheet, low leverage
Reasonable price relative to book value
Earnings expanding 41.4% YoY
Revenue surging 55.8% year-over-year
Conservative balance sheet, low leverage
Areas to Watch
Distress zone — elevated risk
ROE of -55.9% — below average capital efficiency
Earnings declined 38.5%
Negative free cash flow — burning cash
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : HIG
The strongest argument for HIG centers on PEG Ratio, P/E Ratio, Return on Equity. PEG of 0.12 suggests the stock is reasonably priced for its growth.
Bull Case : STEP
The strongest argument for STEP centers on Revenue Growth, Debt/Equity. Revenue growth of 55.8% demonstrates continued momentum.
Bear Case : HIG
The primary concerns for HIG are Altman Z-Score.
Bear Case : STEP
The primary concerns for STEP are Return on Equity, EPS Growth, Free Cash Flow.
Key Dynamics to Monitor
HIG profiles as a value stock while STEP is a hypergrowth play — different risk/reward profiles.
STEP carries more volatility with a beta of 1.28 — expect wider price swings.
STEP is growing revenue faster at 55.8% — sustainability is the question.
HIG generates stronger free cash flow (1.0B), providing more financial flexibility.
Bottom Line
HIG scores higher overall (79/100 vs 33/100). Both earn "Strong Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Hartford Financial Services Group
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
The Hartford Financial Services Group, Inc., usually known as The Hartford, is a United States-based investment and insurance company.
Visit Website →Stepstone Group Inc
FINANCIAL SERVICES · ASSET MANAGEMENT · USA
Stepstone Group Inc. (STEP) is a leading global private markets investment firm, renowned for its tailored investment solutions catering to institutional investors. The firm specializes in private equity, real estate, infrastructure, and private debt, utilizing an extensive network and deep industry insights to uncover premium investment opportunities. With a commitment to optimizing client portfolios through strategic asset allocation and rigorous due diligence, Stepstone is supported by a team of experienced professionals and innovative technology, positioning itself to effectively navigate the complexities of private markets and generate sustainable long-term value for its clients.
Visit Website →Compare with Other INSURANCE - DIVERSIFIED Stocks
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