WallStSmart

American International Group Inc (AIG)vsStepstone Group Inc (STEP)

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Smart Verdict

WallStSmart Research — data-driven comparison

American International Group Inc generates 1239% more annual revenue ($26.70B vs $1.99B). AIG leads profitability with a 11.8% profit margin vs -26.9%. AIG earns a higher WallStSmart Score of 72/100 (B).

AIG

Strong Buy

72

out of 100

Grade: B

Growth: 4.7Profit: 5.5Value: 7.0Quality: 5.0
Piotroski: 4/9Altman Z: 0.67

STEP

Avoid

33

out of 100

Grade: F

Growth: 5.7Profit: 2.0Value: 5.0Quality: 5.5
Piotroski: 4/9Altman Z: -0.05

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

AIG5 strengths · Avg: 8.6/10
Price/BookValuation
1.0x10/10

Reasonable price relative to book value

Debt/EquityHealth
0.239/10

Conservative balance sheet, low leverage

PEG RatioValuation
0.628/10

Growing faster than its price suggests

P/E RatioValuation
13.3x8/10

Attractively priced relative to earnings

EPS GrowthGrowth
21.6%8/10

Earnings expanding 21.6% YoY

STEP2 strengths · Avg: 10.0/10
Revenue GrowthGrowth
55.8%10/10

Revenue surging 55.8% year-over-year

Debt/EquityHealth
-3.1610/10

Conservative balance sheet, low leverage

Areas to Watch

AIG3 concerns · Avg: 3.0/10
Revenue GrowthGrowth
1.4%4/10

1.4% revenue growth

Return on EquityProfitability
7.8%3/10

ROE of 7.8% — below average capital efficiency

Altman Z-ScoreHealth
0.672/10

Distress zone — elevated risk

STEP4 concerns · Avg: 2.0/10
Return on EquityProfitability
-55.9%2/10

ROE of -55.9% — below average capital efficiency

EPS GrowthGrowth
-38.5%2/10

Earnings declined 38.5%

Free Cash FlowQuality
$-23.96M2/10

Negative free cash flow — burning cash

Altman Z-ScoreHealth
-0.052/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : AIG

The strongest argument for AIG centers on Price/Book, Debt/Equity, PEG Ratio. PEG of 0.62 suggests the stock is reasonably priced for its growth.

Bull Case : STEP

The strongest argument for STEP centers on Revenue Growth, Debt/Equity. Revenue growth of 55.8% demonstrates continued momentum.

Bear Case : AIG

The primary concerns for AIG are Revenue Growth, Return on Equity, Altman Z-Score.

Bear Case : STEP

The primary concerns for STEP are Return on Equity, EPS Growth, Free Cash Flow.

Key Dynamics to Monitor

AIG profiles as a value stock while STEP is a hypergrowth play — different risk/reward profiles.

STEP carries more volatility with a beta of 1.28 — expect wider price swings.

STEP is growing revenue faster at 55.8% — sustainability is the question.

AIG generates stronger free cash flow (155M), providing more financial flexibility.

Bottom Line

AIG scores higher overall (72/100 vs 33/100). Both earn "Strong Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

American International Group Inc

FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA

American International Group, Inc., also known as AIG, is an American multinational finance and insurance corporation with operations in more than 80 countries and jurisdictions. The company operates through three core businesses: General Insurance, Life & Retirement, and a standalone technology-enabled subsidiary.

Stepstone Group Inc

FINANCIAL SERVICES · ASSET MANAGEMENT · USA

Stepstone Group Inc. (STEP) is a leading global private markets investment firm, renowned for its tailored investment solutions catering to institutional investors. The firm specializes in private equity, real estate, infrastructure, and private debt, utilizing an extensive network and deep industry insights to uncover premium investment opportunities. With a commitment to optimizing client portfolios through strategic asset allocation and rigorous due diligence, Stepstone is supported by a team of experienced professionals and innovative technology, positioning itself to effectively navigate the complexities of private markets and generate sustainable long-term value for its clients.

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