WallStSmart

American International Group Inc (AIG)vsStepstone Group Inc (STEP)

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Smart Verdict

WallStSmart Research — data-driven comparison

American International Group Inc generates 1393% more annual revenue ($26.61B vs $1.78B). AIG leads profitability with a 11.6% profit margin vs -30.7%. AIG earns a higher WallStSmart Score of 60/100 (C).

AIG

Buy

60

out of 100

Grade: C

Growth: 2.0Profit: 5.0Value: 7.0Quality: 7.0
Piotroski: 5/9Altman Z: 0.88

STEP

Avoid

33

out of 100

Grade: F

Growth: 4.7Profit: 2.0Value: 5.0Quality: 5.0
Piotroski: 3/9Altman Z: 0.38

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

AIG4 strengths · Avg: 8.8/10
Price/BookValuation
1.0x10/10

Reasonable price relative to book value

Debt/EquityHealth
0.229/10

Conservative balance sheet, low leverage

PEG RatioValuation
0.868/10

Growing faster than its price suggests

P/E RatioValuation
13.7x8/10

Attractively priced relative to earnings

STEP2 strengths · Avg: 10.0/10
Revenue GrowthGrowth
73.0%10/10

Revenue surging 73.0% year-over-year

Debt/EquityHealth
-0.9910/10

Conservative balance sheet, low leverage

Areas to Watch

AIG4 concerns · Avg: 2.3/10
Return on EquityProfitability
7.4%3/10

ROE of 7.4% — below average capital efficiency

Revenue GrowthGrowth
-7.2%2/10

Revenue declined 7.2%

EPS GrowthGrowth
-5.6%2/10

Earnings declined 5.6%

Altman Z-ScoreHealth
0.882/10

Distress zone — elevated risk

STEP4 concerns · Avg: 2.3/10
Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Return on EquityProfitability
-65.1%2/10

ROE of -65.1% — below average capital efficiency

EPS GrowthGrowth
-38.5%2/10

Earnings declined 38.5%

Altman Z-ScoreHealth
0.382/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : AIG

The strongest argument for AIG centers on Price/Book, Debt/Equity, PEG Ratio. PEG of 0.86 suggests the stock is reasonably priced for its growth.

Bull Case : STEP

The strongest argument for STEP centers on Revenue Growth, Debt/Equity. Revenue growth of 73.0% demonstrates continued momentum.

Bear Case : AIG

The primary concerns for AIG are Return on Equity, Revenue Growth, EPS Growth.

Bear Case : STEP

The primary concerns for STEP are Piotroski F-Score, Return on Equity, EPS Growth.

Key Dynamics to Monitor

AIG profiles as a declining stock while STEP is a hypergrowth play — different risk/reward profiles.

STEP carries more volatility with a beta of 1.31 — expect wider price swings.

STEP is growing revenue faster at 73.0% — sustainability is the question.

AIG generates stronger free cash flow (636M), providing more financial flexibility.

Bottom Line

AIG scores higher overall (60/100 vs 33/100). Both earn "Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

American International Group Inc

FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA

American International Group, Inc., also known as AIG, is an American multinational finance and insurance corporation with operations in more than 80 countries and jurisdictions. The company operates through three core businesses: General Insurance, Life & Retirement, and a standalone technology-enabled subsidiary.

Stepstone Group Inc

FINANCIAL SERVICES · ASSET MANAGEMENT · USA

Stepstone Group Inc. (STEP) is a premier global private markets investment firm, recognized for its expertise in providing customized investment solutions to institutional investors. Specializing in private equity, real estate, infrastructure, and private debt, the firm leverages a vast network and profound industry insights to identify and access high-quality investment opportunities. Committed to enhancing client portfolios through strategic asset allocation and meticulous due diligence, Stepstone is backed by a team of seasoned professionals and cutting-edge technology, enabling it to adeptly manage the intricacies of private markets and deliver sustainable long-term value.

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