Hartford Financial Services Group (HIG)vsRepublic Bancorp Inc (RBCAA)
HIG
Hartford Financial Services Group
$132.14
+3.78%
FINANCIAL SERVICES · Cap: $35.53B
RBCAA
Republic Bancorp Inc
$84.50
+0.38%
FINANCIAL SERVICES · Cap: $1.59B
Smart Verdict
WallStSmart Research — data-driven comparison
Hartford Financial Services Group generates 7629% more annual revenue ($28.79B vs $372.51M). RBCAA leads profitability with a 34.0% profit margin vs 14.1%. HIG appears more attractively valued with a PEG of 0.12. HIG earns a higher WallStSmart Score of 79/100 (B+).
HIG
Strong Buy79
out of 100
Grade: B+
RBCAA
Buy56
out of 100
Grade: C
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Growing faster than its price suggests
Attractively priced relative to earnings
Every $100 of equity generates 22 in profit
Conservative balance sheet, low leverage
Reasonable price relative to book value
Earnings expanding 41.4% YoY
Reasonable price relative to book value
Keeps 34 of every $100 in revenue as profit
Strong operational efficiency at 53.6%
Attractively priced relative to earnings
Areas to Watch
Distress zone — elevated risk
Smaller company, higher risk/reward
Revenue declined 11.3%
Earnings declined 10.1%
Comparative Analysis Report
WallStSmart ResearchBull Case : HIG
The strongest argument for HIG centers on PEG Ratio, P/E Ratio, Return on Equity. PEG of 0.12 suggests the stock is reasonably priced for its growth.
Bull Case : RBCAA
The strongest argument for RBCAA centers on Price/Book, Profit Margin, Operating Margin. Profitability is solid with margins at 34.0% and operating margin at 53.6%. PEG of 1.27 suggests the stock is reasonably priced for its growth.
Bear Case : HIG
The primary concerns for HIG are Altman Z-Score.
Bear Case : RBCAA
The primary concerns for RBCAA are Market Cap, Revenue Growth, EPS Growth.
Key Dynamics to Monitor
HIG profiles as a value stock while RBCAA is a declining play — different risk/reward profiles.
RBCAA carries more volatility with a beta of 0.58 — expect wider price swings.
HIG is growing revenue faster at 6.1% — sustainability is the question.
HIG generates stronger free cash flow (1.0B), providing more financial flexibility.
Bottom Line
HIG scores higher overall (79/100 vs 56/100). Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Hartford Financial Services Group
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
The Hartford Financial Services Group, Inc., usually known as The Hartford, is a United States-based investment and insurance company.
Visit Website →Republic Bancorp Inc
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Republic Bancorp, Inc., a financial holding company, offers various banking products and services in the United States. The company is headquartered in Louisville, Kentucky.
Compare with Other INSURANCE - DIVERSIFIED Stocks
Want to dig deeper into these stocks?