Hartford Financial Services Group (HIG)vsPrudential PLC ADR (PUK)
HIG
Hartford Financial Services Group
$132.14
+3.78%
FINANCIAL SERVICES · Cap: $35.53B
PUK
Prudential PLC ADR
$25.49
-2.37%
FINANCIAL SERVICES · Cap: $31.23B
Smart Verdict
WallStSmart Research — data-driven comparison
Hartford Financial Services Group generates 100% more annual revenue ($28.79B vs $14.43B). PUK leads profitability with a 27.6% profit margin vs 14.1%. HIG appears more attractively valued with a PEG of 0.12. HIG earns a higher WallStSmart Score of 79/100 (B+).
HIG
Strong Buy79
out of 100
Grade: B+
PUK
Strong Buy73
out of 100
Grade: B
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Growing faster than its price suggests
Attractively priced relative to earnings
Every $100 of equity generates 22 in profit
Conservative balance sheet, low leverage
Reasonable price relative to book value
Earnings expanding 41.4% YoY
Attractively priced relative to earnings
Every $100 of equity generates 34 in profit
Strong operational efficiency at 45.5%
Keeps 28 of every $100 in revenue as profit
Conservative balance sheet, low leverage
18.8% revenue growth
Areas to Watch
Distress zone — elevated risk
Expensive relative to growth rate
Comparative Analysis Report
WallStSmart ResearchBull Case : HIG
The strongest argument for HIG centers on PEG Ratio, P/E Ratio, Return on Equity. PEG of 0.12 suggests the stock is reasonably priced for its growth.
Bull Case : PUK
The strongest argument for PUK centers on P/E Ratio, Return on Equity, Operating Margin. Profitability is solid with margins at 27.6% and operating margin at 45.5%. Revenue growth of 18.8% demonstrates continued momentum.
Bear Case : HIG
The primary concerns for HIG are Altman Z-Score.
Bear Case : PUK
The primary concerns for PUK are PEG Ratio.
Key Dynamics to Monitor
HIG profiles as a value stock while PUK is a growth play — different risk/reward profiles.
PUK carries more volatility with a beta of 0.91 — expect wider price swings.
PUK is growing revenue faster at 18.8% — sustainability is the question.
PUK generates stronger free cash flow (1.5B), providing more financial flexibility.
Bottom Line
HIG scores higher overall (79/100 vs 73/100). Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Hartford Financial Services Group
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
The Hartford Financial Services Group, Inc., usually known as The Hartford, is a United States-based investment and insurance company.
Visit Website →Prudential PLC ADR
FINANCIAL SERVICES · INSURANCE - LIFE · USA
Prudential plc offers life and health insurance, retirement and asset management solutions to people in Asia, the United States and Africa. The company is headquartered in London, the United Kingdom.
Visit Website →Compare with Other INSURANCE - DIVERSIFIED Stocks
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