WallStSmart

American International Group Inc (AIG)vsPrudential PLC ADR (PUK)

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Smart Verdict

WallStSmart Research — data-driven comparison

American International Group Inc generates 85% more annual revenue ($26.70B vs $14.43B). PUK leads profitability with a 27.6% profit margin vs 11.8%. AIG appears more attractively valued with a PEG of 0.62. PUK earns a higher WallStSmart Score of 73/100 (B).

AIG

Strong Buy

72

out of 100

Grade: B

Growth: 4.7Profit: 5.5Value: 7.0Quality: 5.0
Piotroski: 4/9Altman Z: 0.67

PUK

Strong Buy

73

out of 100

Grade: B

Growth: 7.7Profit: 8.5Value: 5.7Quality: 6.5
Piotroski: 4/9

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

AIG5 strengths · Avg: 8.6/10
Price/BookValuation
1.0x10/10

Reasonable price relative to book value

Debt/EquityHealth
0.239/10

Conservative balance sheet, low leverage

PEG RatioValuation
0.628/10

Growing faster than its price suggests

P/E RatioValuation
13.3x8/10

Attractively priced relative to earnings

EPS GrowthGrowth
21.6%8/10

Earnings expanding 21.6% YoY

PUK6 strengths · Avg: 9.3/10
P/E RatioValuation
8.1x10/10

Attractively priced relative to earnings

Return on EquityProfitability
33.6%10/10

Every $100 of equity generates 34 in profit

Operating MarginProfitability
45.5%10/10

Strong operational efficiency at 45.5%

Profit MarginProfitability
27.6%9/10

Keeps 28 of every $100 in revenue as profit

Debt/EquityHealth
0.309/10

Conservative balance sheet, low leverage

Revenue GrowthGrowth
18.8%8/10

18.8% revenue growth

Areas to Watch

AIG3 concerns · Avg: 3.0/10
Revenue GrowthGrowth
1.4%4/10

1.4% revenue growth

Return on EquityProfitability
7.8%3/10

ROE of 7.8% — below average capital efficiency

Altman Z-ScoreHealth
0.672/10

Distress zone — elevated risk

PUK1 concerns · Avg: 2.0/10
PEG RatioValuation
4.272/10

Expensive relative to growth rate

Comparative Analysis Report

WallStSmart Research

Bull Case : AIG

The strongest argument for AIG centers on Price/Book, Debt/Equity, PEG Ratio. PEG of 0.62 suggests the stock is reasonably priced for its growth.

Bull Case : PUK

The strongest argument for PUK centers on P/E Ratio, Return on Equity, Operating Margin. Profitability is solid with margins at 27.6% and operating margin at 45.5%. Revenue growth of 18.8% demonstrates continued momentum.

Bear Case : AIG

The primary concerns for AIG are Revenue Growth, Return on Equity, Altman Z-Score.

Bear Case : PUK

The primary concerns for PUK are PEG Ratio.

Key Dynamics to Monitor

AIG profiles as a value stock while PUK is a growth play — different risk/reward profiles.

PUK carries more volatility with a beta of 0.91 — expect wider price swings.

PUK is growing revenue faster at 18.8% — sustainability is the question.

PUK generates stronger free cash flow (1.5B), providing more financial flexibility.

Bottom Line

PUK scores higher overall (73/100 vs 72/100), backed by strong 27.6% margins and 18.8% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

American International Group Inc

FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA

American International Group, Inc., also known as AIG, is an American multinational finance and insurance corporation with operations in more than 80 countries and jurisdictions. The company operates through three core businesses: General Insurance, Life & Retirement, and a standalone technology-enabled subsidiary.

Prudential PLC ADR

FINANCIAL SERVICES · INSURANCE - LIFE · USA

Prudential plc offers life and health insurance, retirement and asset management solutions to people in Asia, the United States and Africa. The company is headquartered in London, the United Kingdom.

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