Hartford Financial Services Group (HIG)vsPatriot National Bancorp Inc (PNBK)
HIG
Hartford Financial Services Group
$136.81
+0.12%
FINANCIAL SERVICES · Cap: $37.46B
PNBK
Patriot National Bancorp Inc
$1.23
-5.38%
FINANCIAL SERVICES · Cap: $152.95M
Smart Verdict
WallStSmart Research — data-driven comparison
Hartford Financial Services Group generates 102279% more annual revenue ($28.79B vs $28.12M). HIG leads profitability with a 14.1% profit margin vs -45.2%. HIG earns a higher WallStSmart Score of 77/100 (B+).
HIG
Strong Buy77
out of 100
Grade: B+
PNBK
Avoid25
out of 100
Grade: F
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Growing faster than its price suggests
Attractively priced relative to earnings
Every $100 of equity generates 23 in profit
Conservative balance sheet, low leverage
Reasonable price relative to book value
Earnings expanding 41.4% YoY
Reasonable price relative to book value
Conservative balance sheet, low leverage
17.5% revenue growth
Areas to Watch
No major concerns identified
Smaller company, higher risk/reward
ROE of -25.7% — below average capital efficiency
Earnings declined 48.0%
Negative free cash flow — burning cash
Comparative Analysis Report
WallStSmart ResearchBull Case : HIG
The strongest argument for HIG centers on PEG Ratio, P/E Ratio, Return on Equity. PEG of 0.12 suggests the stock is reasonably priced for its growth.
Bull Case : PNBK
The strongest argument for PNBK centers on Price/Book, Debt/Equity, Revenue Growth. Revenue growth of 17.5% demonstrates continued momentum.
Bear Case : HIG
No major red flags identified for HIG, but monitor valuation.
Bear Case : PNBK
The primary concerns for PNBK are Market Cap, Return on Equity, EPS Growth.
Key Dynamics to Monitor
HIG profiles as a value stock while PNBK is a growth play — different risk/reward profiles.
HIG carries more volatility with a beta of 0.53 — expect wider price swings.
PNBK is growing revenue faster at 17.5% — sustainability is the question.
HIG generates stronger free cash flow (1.0B), providing more financial flexibility.
Bottom Line
HIG scores higher overall (77/100 vs 25/100). Both earn "Strong Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Hartford Financial Services Group
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
The Hartford Financial Services Group, Inc., usually known as The Hartford, is a United States-based investment and insurance company.
Visit Website →Patriot National Bancorp Inc
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Patriot National Bancorp, Inc. is the parent company of Patriot Bank, NA providing community banking services to individuals, small and medium-sized businesses, and professionals.
Visit Website →Compare with Other INSURANCE - DIVERSIFIED Stocks
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