Hartford Financial Services Group (HIG)vsNorthrim BanCorp Inc (NRIM)
HIG
Hartford Financial Services Group
$136.81
+0.12%
FINANCIAL SERVICES · Cap: $37.46B
NRIM
Northrim BanCorp Inc
$24.53
+0.41%
FINANCIAL SERVICES · Cap: $556.34M
Smart Verdict
WallStSmart Research — data-driven comparison
Hartford Financial Services Group generates 13498% more annual revenue ($28.79B vs $211.74M). NRIM leads profitability with a 30.7% profit margin vs 14.1%. NRIM trades at a lower P/E of 8.7x. HIG earns a higher WallStSmart Score of 77/100 (B+).
HIG
Strong Buy77
out of 100
Grade: B+
NRIM
Buy64
out of 100
Grade: C+
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Growing faster than its price suggests
Attractively priced relative to earnings
Every $100 of equity generates 23 in profit
Conservative balance sheet, low leverage
Reasonable price relative to book value
Earnings expanding 41.4% YoY
Attractively priced relative to earnings
Keeps 31 of every $100 in revenue as profit
Strong operational efficiency at 37.8%
Every $100 of equity generates 21 in profit
Conservative balance sheet, low leverage
Reasonable price relative to book value
Areas to Watch
No major concerns identified
2.5% earnings growth
Smaller company, higher risk/reward
Comparative Analysis Report
WallStSmart ResearchBull Case : HIG
The strongest argument for HIG centers on PEG Ratio, P/E Ratio, Return on Equity. PEG of 0.12 suggests the stock is reasonably priced for its growth.
Bull Case : NRIM
The strongest argument for NRIM centers on P/E Ratio, Profit Margin, Operating Margin. Profitability is solid with margins at 30.7% and operating margin at 37.8%.
Bear Case : HIG
No major red flags identified for HIG, but monitor valuation.
Bear Case : NRIM
The primary concerns for NRIM are EPS Growth, Market Cap.
Key Dynamics to Monitor
HIG profiles as a value stock while NRIM is a mature play — different risk/reward profiles.
NRIM carries more volatility with a beta of 0.92 — expect wider price swings.
NRIM is growing revenue faster at 6.2% — sustainability is the question.
HIG generates stronger free cash flow (1.0B), providing more financial flexibility.
Bottom Line
HIG scores higher overall (77/100 vs 64/100). Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Hartford Financial Services Group
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
The Hartford Financial Services Group, Inc., usually known as The Hartford, is a United States-based investment and insurance company.
Visit Website →Northrim BanCorp Inc
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Northrim BanCorp, Inc. is the banking holding company for Northrim Bank offering commercial banking products and services to businesses and professionals. The company is headquartered in Anchorage, Alaska.
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