WallStSmart

Berkshire Hathaway Inc (BRK-B)vsNorthrim BanCorp Inc (NRIM)

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Smart Verdict

WallStSmart Research — data-driven comparison

Berkshire Hathaway Inc generates 177193% more annual revenue ($375.39B vs $211.74M). NRIM leads profitability with a 30.7% profit margin vs 19.3%. NRIM trades at a lower P/E of 8.6x. NRIM earns a higher WallStSmart Score of 64/100 (C+).

BRK-B

Buy

62

out of 100

Grade: C+

Growth: 6.7Profit: 6.5Value: 5.0Quality: 8.0
Piotroski: 3/9Altman Z: 2.59

NRIM

Buy

64

out of 100

Grade: C+

Growth: 6.7Profit: 8.0Value: 6.7Quality: 7.0
Piotroski: 4/9Altman Z: -0.54

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

BRK-B6 strengths · Avg: 9.2/10
Market CapQuality
$1.02T10/10

Mega-cap, among the largest globally

Price/BookValuation
0.0x10/10

Reasonable price relative to book value

EPS GrowthGrowth
119.6%10/10

Earnings expanding 119.6% YoY

Debt/EquityHealth
0.209/10

Conservative balance sheet, low leverage

P/E RatioValuation
14.1x8/10

Attractively priced relative to earnings

Free Cash FlowQuality
$5.45B8/10

Generating 5.5B in free cash flow

NRIM5 strengths · Avg: 9.4/10
P/E RatioValuation
8.6x10/10

Attractively priced relative to earnings

Profit MarginProfitability
30.7%10/10

Keeps 31 of every $100 in revenue as profit

Operating MarginProfitability
37.8%10/10

Strong operational efficiency at 37.8%

Debt/EquityHealth
0.289/10

Conservative balance sheet, low leverage

Price/BookValuation
1.6x8/10

Reasonable price relative to book value

Areas to Watch

BRK-B3 concerns · Avg: 3.0/10
Revenue GrowthGrowth
4.4%4/10

4.4% revenue growth

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

PEG RatioValuation
10.062/10

Expensive relative to growth rate

NRIM3 concerns · Avg: 3.0/10
EPS GrowthGrowth
1.7%4/10

1.7% earnings growth

Market CapQuality
$551.89M3/10

Smaller company, higher risk/reward

Altman Z-ScoreHealth
-0.542/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : BRK-B

The strongest argument for BRK-B centers on Market Cap, Price/Book, EPS Growth. Profitability is solid with margins at 19.3% and operating margin at 14.3%.

Bull Case : NRIM

The strongest argument for NRIM centers on P/E Ratio, Profit Margin, Operating Margin. Profitability is solid with margins at 30.7% and operating margin at 37.8%.

Bear Case : BRK-B

The primary concerns for BRK-B are Revenue Growth, Piotroski F-Score, PEG Ratio.

Bear Case : NRIM

The primary concerns for NRIM are EPS Growth, Market Cap, Altman Z-Score.

Key Dynamics to Monitor

BRK-B profiles as a value stock while NRIM is a mature play — different risk/reward profiles.

NRIM carries more volatility with a beta of 0.90 — expect wider price swings.

NRIM is growing revenue faster at 6.2% — sustainability is the question.

BRK-B generates stronger free cash flow (5.5B), providing more financial flexibility.

Bottom Line

NRIM scores higher overall (64/100 vs 62/100), backed by strong 30.7% margins. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Berkshire Hathaway Inc

FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA

Berkshire Hathaway Inc. is an American multinational conglomerate holding company headquartered in Omaha, Nebraska, United States. The company wholly owns GEICO, Duracell, Dairy Queen, BNSF, Lubrizol, Fruit of the Loom, Helzberg Diamonds, Long & Foster, FlightSafety International, Pampered Chef, Forest River, and NetJets, and also owns 38.6% of Pilot Flying J; and significant minority holdings in public companies Kraft Heinz Company (26.7%), American Express (18.8%), The Coca-Cola Company (9.32%), Bank of America (11.9%), and Apple (6.3%).

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Northrim BanCorp Inc

FINANCIAL SERVICES · BANKS - REGIONAL · USA

Northrim BanCorp, Inc. is the banking holding company for Northrim Bank offering commercial banking products and services to businesses and professionals. The company is headquartered in Anchorage, Alaska.

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