Hartford Financial Services Group (HIG)vsMarkel Corporation (MKL)
HIG
Hartford Financial Services Group
$134.17
+0.27%
FINANCIAL SERVICES · Cap: $37.23B
MKL
Markel Corporation
$1,765.07
+0.78%
FINANCIAL SERVICES · Cap: $22.27B
Smart Verdict
WallStSmart Research — data-driven comparison
Hartford Financial Services Group generates 80% more annual revenue ($28.79B vs $16.01B). HIG leads profitability with a 14.1% profit margin vs 11.1%. HIG appears more attractively valued with a PEG of 0.12. HIG earns a higher WallStSmart Score of 77/100 (B+).
HIG
Strong Buy77
out of 100
Grade: B+
MKL
Buy59
out of 100
Grade: C
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Growing faster than its price suggests
Attractively priced relative to earnings
Every $100 of equity generates 23 in profit
Conservative balance sheet, low leverage
Reasonable price relative to book value
Earnings expanding 41.4% YoY
Reasonable price relative to book value
Earnings expanding 95.4% YoY
Attractively priced relative to earnings
Areas to Watch
No major concerns identified
Expensive relative to growth rate
Weak financial health signals
Revenue declined 16.9%
Negative free cash flow — burning cash
Comparative Analysis Report
WallStSmart ResearchBull Case : HIG
The strongest argument for HIG centers on PEG Ratio, P/E Ratio, Return on Equity. PEG of 0.12 suggests the stock is reasonably priced for its growth.
Bull Case : MKL
The strongest argument for MKL centers on Price/Book, EPS Growth, P/E Ratio.
Bear Case : HIG
No major red flags identified for HIG, but monitor valuation.
Bear Case : MKL
The primary concerns for MKL are PEG Ratio, Piotroski F-Score, Revenue Growth.
Key Dynamics to Monitor
HIG profiles as a value stock while MKL is a declining play — different risk/reward profiles.
MKL carries more volatility with a beta of 0.79 — expect wider price swings.
HIG is growing revenue faster at 6.1% — sustainability is the question.
HIG generates stronger free cash flow (1.0B), providing more financial flexibility.
Bottom Line
HIG scores higher overall (77/100 vs 59/100). Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Hartford Financial Services Group
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
The Hartford Financial Services Group, Inc., usually known as The Hartford, is a United States-based investment and insurance company.
Visit Website →Markel Corporation
FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY · USA
Markel Corporation, a diverse financial holding company, markets and underwrites specialty insurance products in the United States, Bermuda, the United Kingdom, rest of Europe, Canada, Latin America, Asia Pacific and the Middle East. The company is headquartered in Glen Allen, Virginia.
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