American International Group Inc (AIG)vsMarkel Corporation (MKL)
AIG
American International Group Inc
$79.35
+0.71%
FINANCIAL SERVICES · Cap: $41.66B
MKL
Markel Corporation
$1,882.34
-0.20%
FINANCIAL SERVICES · Cap: $23.32B
Smart Verdict
WallStSmart Research — data-driven comparison
American International Group Inc generates 61% more annual revenue ($26.70B vs $16.60B). MKL leads profitability with a 13.8% profit margin vs 11.8%. AIG appears more attractively valued with a PEG of 0.65. MKL earns a higher WallStSmart Score of 75/100 (B+).
AIG
Strong Buy69
out of 100
Grade: B-
MKL
Strong Buy75
out of 100
Grade: B+
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Conservative balance sheet, low leverage
Growing faster than its price suggests
Attractively priced relative to earnings
Earnings expanding 21.6% YoY
Attractively priced relative to earnings
Reasonable price relative to book value
Strong operational efficiency at 30.1%
Earnings expanding 86.8% YoY
Conservative balance sheet, low leverage
Areas to Watch
1.4% revenue growth
ROE of 7.8% — below average capital efficiency
Distress zone — elevated risk
Expensive relative to growth rate
Negative free cash flow — burning cash
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : AIG
The strongest argument for AIG centers on Price/Book, Debt/Equity, PEG Ratio. PEG of 0.65 suggests the stock is reasonably priced for its growth.
Bull Case : MKL
The strongest argument for MKL centers on P/E Ratio, Price/Book, Operating Margin. Revenue growth of 12.7% demonstrates continued momentum.
Bear Case : AIG
The primary concerns for AIG are Revenue Growth, Return on Equity, Altman Z-Score.
Bear Case : MKL
The primary concerns for MKL are PEG Ratio, Free Cash Flow, Altman Z-Score.
Key Dynamics to Monitor
MKL carries more volatility with a beta of 0.66 — expect wider price swings.
MKL is growing revenue faster at 12.7% — sustainability is the question.
AIG generates stronger free cash flow (155M), providing more financial flexibility.
Monitor INSURANCE - DIVERSIFIED industry trends, competitive dynamics, and regulatory changes.
Bottom Line
MKL scores higher overall (75/100 vs 69/100) and 12.7% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
American International Group Inc
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
American International Group, Inc., also known as AIG, is an American multinational finance and insurance corporation with operations in more than 80 countries and jurisdictions. The company operates through three core businesses: General Insurance, Life & Retirement, and a standalone technology-enabled subsidiary.
Markel Corporation
FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY · USA
Markel Corporation, a diverse financial holding company, markets and underwrites specialty insurance products in the United States, Bermuda, the United Kingdom, rest of Europe, Canada, Latin America, Asia Pacific and the Middle East. The company is headquartered in Glen Allen, Virginia.
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