Hartford Financial Services Group (HIG)vsKearny Financial Corp (KRNY)
HIG
Hartford Financial Services Group
$132.14
+3.78%
FINANCIAL SERVICES · Cap: $35.53B
KRNY
Kearny Financial Corp
$7.98
-2.80%
FINANCIAL SERVICES · Cap: $526.75M
Smart Verdict
WallStSmart Research — data-driven comparison
Hartford Financial Services Group generates 16777% more annual revenue ($28.79B vs $170.59M). KRNY leads profitability with a 21.0% profit margin vs 14.1%. HIG appears more attractively valued with a PEG of 0.12. HIG earns a higher WallStSmart Score of 79/100 (B+).
HIG
Strong Buy79
out of 100
Grade: B+
KRNY
Strong Buy69
out of 100
Grade: B-
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Growing faster than its price suggests
Attractively priced relative to earnings
Every $100 of equity generates 22 in profit
Conservative balance sheet, low leverage
Reasonable price relative to book value
Earnings expanding 41.4% YoY
Reasonable price relative to book value
Strong operational efficiency at 31.5%
Earnings expanding 50.5% YoY
Keeps 21 of every $100 in revenue as profit
Attractively priced relative to earnings
17.5% revenue growth
Areas to Watch
Distress zone — elevated risk
Smaller company, higher risk/reward
ROE of 4.7% — below average capital efficiency
Elevated debt levels
Expensive relative to growth rate
Comparative Analysis Report
WallStSmart ResearchBull Case : HIG
The strongest argument for HIG centers on PEG Ratio, P/E Ratio, Return on Equity. PEG of 0.12 suggests the stock is reasonably priced for its growth.
Bull Case : KRNY
The strongest argument for KRNY centers on Price/Book, Operating Margin, EPS Growth. Profitability is solid with margins at 21.0% and operating margin at 31.5%. Revenue growth of 17.5% demonstrates continued momentum.
Bear Case : HIG
The primary concerns for HIG are Altman Z-Score.
Bear Case : KRNY
The primary concerns for KRNY are Market Cap, Return on Equity, Debt/Equity.
Key Dynamics to Monitor
HIG profiles as a value stock while KRNY is a growth play — different risk/reward profiles.
KRNY carries more volatility with a beta of 0.64 — expect wider price swings.
KRNY is growing revenue faster at 17.5% — sustainability is the question.
HIG generates stronger free cash flow (1.0B), providing more financial flexibility.
Bottom Line
HIG scores higher overall (79/100 vs 69/100). Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Hartford Financial Services Group
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
The Hartford Financial Services Group, Inc., usually known as The Hartford, is a United States-based investment and insurance company.
Visit Website →Kearny Financial Corp
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Kearny Financial Corp. The company is headquartered in Fairfield, New Jersey.
Visit Website →Compare with Other INSURANCE - DIVERSIFIED Stocks
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