WallStSmart

Berkshire Hathaway Inc (BRK-A)vsKearny Financial Corp (KRNY)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Berkshire Hathaway Inc generates 219951% more annual revenue ($375.39B vs $170.59M). KRNY leads profitability with a 21.0% profit margin vs 19.3%. BRK-A appears more attractively valued with a PEG of 9.68. KRNY earns a higher WallStSmart Score of 69/100 (B-).

BRK-A

Buy

61

out of 100

Grade: C+

Growth: 6.7Profit: 6.5Value: 5.0Quality: 7.0
Piotroski: 4/9Altman Z: 2.59

KRNY

Strong Buy

69

out of 100

Grade: B-

Growth: 8.7Profit: 6.5Value: 5.0Quality: 6.0
Piotroski: 6/9Altman Z: 0.36

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

BRK-A6 strengths · Avg: 9.2/10
Market CapQuality
$1.02T10/10

Mega-cap, among the largest globally

Price/BookValuation
1.5x10/10

Reasonable price relative to book value

EPS GrowthGrowth
119.6%10/10

Earnings expanding 119.6% YoY

Debt/EquityHealth
0.189/10

Conservative balance sheet, low leverage

P/E RatioValuation
14.0x8/10

Attractively priced relative to earnings

Free Cash FlowQuality
$5.45B8/10

Generating 5.5B in free cash flow

KRNY6 strengths · Avg: 9.2/10
Price/BookValuation
0.7x10/10

Reasonable price relative to book value

Operating MarginProfitability
31.5%10/10

Strong operational efficiency at 31.5%

EPS GrowthGrowth
50.5%10/10

Earnings expanding 50.5% YoY

Profit MarginProfitability
21.0%9/10

Keeps 21 of every $100 in revenue as profit

P/E RatioValuation
14.7x8/10

Attractively priced relative to earnings

Revenue GrowthGrowth
17.5%8/10

17.5% revenue growth

Areas to Watch

BRK-A2 concerns · Avg: 3.0/10
Revenue GrowthGrowth
4.4%4/10

4.4% revenue growth

PEG RatioValuation
9.682/10

Expensive relative to growth rate

KRNY4 concerns · Avg: 2.8/10
Market CapQuality
$526.75M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
4.7%3/10

ROE of 4.7% — below average capital efficiency

Debt/EquityHealth
1.393/10

Elevated debt levels

PEG RatioValuation
15.992/10

Expensive relative to growth rate

Comparative Analysis Report

WallStSmart Research

Bull Case : BRK-A

The strongest argument for BRK-A centers on Market Cap, Price/Book, EPS Growth. Profitability is solid with margins at 19.3% and operating margin at 14.3%.

Bull Case : KRNY

The strongest argument for KRNY centers on Price/Book, Operating Margin, EPS Growth. Profitability is solid with margins at 21.0% and operating margin at 31.5%. Revenue growth of 17.5% demonstrates continued momentum.

Bear Case : BRK-A

The primary concerns for BRK-A are Revenue Growth, PEG Ratio.

Bear Case : KRNY

The primary concerns for KRNY are Market Cap, Return on Equity, Debt/Equity.

Key Dynamics to Monitor

BRK-A profiles as a value stock while KRNY is a growth play — different risk/reward profiles.

KRNY carries more volatility with a beta of 0.64 — expect wider price swings.

KRNY is growing revenue faster at 17.5% — sustainability is the question.

BRK-A generates stronger free cash flow (5.5B), providing more financial flexibility.

Bottom Line

KRNY scores higher overall (69/100 vs 61/100), backed by strong 21.0% margins and 17.5% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Berkshire Hathaway Inc

FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA

Berkshire Hathaway Inc. is an American multinational conglomerate holding company headquartered in Omaha, Nebraska, United States. The company wholly owns GEICO, Duracell, Dairy Queen, BNSF, Lubrizol, Fruit of the Loom, Helzberg Diamonds, Long & Foster, FlightSafety International, Pampered Chef, Forest River, and NetJets, and also owns 38.6% of Pilot Flying J; and significant minority holdings in public companies Kraft Heinz Company (26.7%), American Express (18.8%), The Coca-Cola Company (9.32%), Bank of America (11.9%), and Apple (6.3%).

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Kearny Financial Corp

FINANCIAL SERVICES · BANKS - REGIONAL · USA

Kearny Financial Corp. The company is headquartered in Fairfield, New Jersey.

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