WallStSmart

The Home Depot Inc (HD)vsNio Inc Class A ADR (NIO)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

The Home Depot Inc generates 65% more annual revenue ($166.59B vs $100.99B). HD leads profitability with a 8.4% profit margin vs -9.1%. HD earns a higher WallStSmart Score of 54/100 (C-).

HD

Buy

54

out of 100

Grade: C-

Growth: 3.3Profit: 7.5Value: 4.0Quality: 5.0
Piotroski: 2/9Altman Z: 3.59

NIO

Hold

38

out of 100

Grade: F

Growth: 7.3Profit: 2.0Value: 6.7Quality: 4.3
Piotroski: 5/9
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

HDSignificantly Overvalued (-46.5%)

Margin of Safety

-46.5%

Fair Value

$212.07

Current Price

$310.78

$98.71 premium

UndervaluedFair: $212.07Overvalued
NIOUndervalued (+87.4%)

Margin of Safety

+87.4%

Fair Value

$40.21

Current Price

$5.36

$34.85 discount

UndervaluedFair: $40.21Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

HD4 strengths · Avg: 9.5/10
Market CapQuality
$310.62B10/10

Mega-cap, among the largest globally

Return on EquityProfitability
101.0%10/10

Every $100 of equity generates 101 in profit

Altman Z-ScoreHealth
3.5910/10

Safe zone — low bankruptcy risk

Free Cash FlowQuality
$5.19B8/10

Generating 5.2B in free cash flow

NIO1 strengths · Avg: 10.0/10
Revenue GrowthGrowth
112.2%10/10

Revenue surging 112.2% year-over-year

Areas to Watch

HD4 concerns · Avg: 3.3/10
PEG RatioValuation
1.764/10

Expensive relative to growth rate

Revenue GrowthGrowth
4.8%4/10

4.8% revenue growth

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

Price/BookValuation
22.3x2/10

Trading at 22.3x book value

NIO4 concerns · Avg: 2.3/10
EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Price/BookValuation
20.6x2/10

Trading at 20.6x book value

Return on EquityProfitability
-207.8%2/10

ROE of -207.8% — below average capital efficiency

Profit MarginProfitability
-9.1%1/10

Currently unprofitable

Comparative Analysis Report

WallStSmart Research

Bull Case : HD

The strongest argument for HD centers on Market Cap, Return on Equity, Altman Z-Score.

Bull Case : NIO

The strongest argument for NIO centers on Revenue Growth. Revenue growth of 112.2% demonstrates continued momentum.

Bear Case : HD

The primary concerns for HD are PEG Ratio, Revenue Growth, Piotroski F-Score. Debt-to-equity of 4.18 is elevated, increasing financial risk.

Bear Case : NIO

The primary concerns for NIO are EPS Growth, Price/Book, Return on Equity. Debt-to-equity of 6.12 is elevated, increasing financial risk.

Key Dynamics to Monitor

HD profiles as a value stock while NIO is a hypergrowth play — different risk/reward profiles.

HD carries more volatility with a beta of 1.00 — expect wider price swings.

NIO is growing revenue faster at 112.2% — sustainability is the question.

Monitor HOME IMPROVEMENT RETAIL industry trends, competitive dynamics, and regulatory changes.

Bottom Line

HD scores higher overall (54/100 vs 38/100). NIO offers better value entry with a 87.4% margin of safety. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

The Home Depot Inc

CONSUMER CYCLICAL · HOME IMPROVEMENT RETAIL · USA

The Home Depot, Inc., commonly known as Home Depot, is the largest home improvement retailer in the United States, supplying tools, construction products, and services. The company is headquartered in incorporated Cobb County, Georgia, with an Atlanta mailing address.

Nio Inc Class A ADR

CONSUMER CYCLICAL · AUTO MANUFACTURERS · China

NIO Inc. designs, develops, manufactures, and sells smart electric vehicles in mainland China, Hong Kong, the United States, the United Kingdom, and Germany. The company is headquartered in Shanghai, China.

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