WallStSmart

The Home Depot Inc (HD)vsJD.com Inc Adr (JD)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

JD.com Inc Adr generates 695% more annual revenue ($1.32T vs $166.59B). HD leads profitability with a 8.4% profit margin vs 1.1%. JD appears more attractively valued with a PEG of 0.91. HD earns a higher WallStSmart Score of 51/100 (C-).

HD

Buy

51

out of 100

Grade: C-

Growth: 3.3Profit: 7.5Value: 4.0Quality: 5.0
Piotroski: 2/9Altman Z: 3.59

JD

Buy

50

out of 100

Grade: C-

Growth: 4.0Profit: 3.5Value: 8.0Quality: 6.0
Piotroski: 3/9Altman Z: 2.74
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

HDSignificantly Overvalued (-59.0%)

Margin of Safety

-59.0%

Fair Value

$212.07

Current Price

$310.78

$98.71 premium

UndervaluedFair: $212.07Overvalued
JDUndervalued (+76.7%)

Margin of Safety

+76.7%

Fair Value

$121.44

Current Price

$28.88

$92.56 discount

UndervaluedFair: $121.44Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

HD4 strengths · Avg: 9.5/10
Market CapQuality
$336.21B10/10

Mega-cap, among the largest globally

Return on EquityProfitability
101.0%10/10

Every $100 of equity generates 101 in profit

Altman Z-ScoreHealth
3.5910/10

Safe zone — low bankruptcy risk

Free Cash FlowQuality
$5.19B8/10

Generating 5.2B in free cash flow

JD3 strengths · Avg: 9.3/10
Price/BookValuation
1.2x10/10

Reasonable price relative to book value

Free Cash FlowQuality
$14.65B10/10

Generating 14.6B in free cash flow

PEG RatioValuation
0.918/10

Growing faster than its price suggests

Areas to Watch

HD4 concerns · Avg: 3.3/10
PEG RatioValuation
1.864/10

Expensive relative to growth rate

Revenue GrowthGrowth
4.8%4/10

4.8% revenue growth

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

Price/BookValuation
22.3x2/10

Trading at 22.3x book value

JD4 concerns · Avg: 3.3/10
Revenue GrowthGrowth
4.9%4/10

4.9% revenue growth

Return on EquityProfitability
6.4%3/10

ROE of 6.4% — below average capital efficiency

Profit MarginProfitability
1.1%3/10

1.1% margin — thin

Operating MarginProfitability
1.2%3/10

Operating margin of 1.2%

Comparative Analysis Report

WallStSmart Research

Bull Case : HD

The strongest argument for HD centers on Market Cap, Return on Equity, Altman Z-Score.

Bull Case : JD

The strongest argument for JD centers on Price/Book, Free Cash Flow, PEG Ratio. PEG of 0.91 suggests the stock is reasonably priced for its growth.

Bear Case : HD

The primary concerns for HD are PEG Ratio, Revenue Growth, Piotroski F-Score. Debt-to-equity of 4.18 is elevated, increasing financial risk.

Bear Case : JD

The primary concerns for JD are Revenue Growth, Return on Equity, Profit Margin. Thin 1.1% margins leave little buffer for downturns.

Key Dynamics to Monitor

HD carries more volatility with a beta of 0.97 — expect wider price swings.

JD is growing revenue faster at 4.9% — sustainability is the question.

JD generates stronger free cash flow (14.6B), providing more financial flexibility.

Monitor HOME IMPROVEMENT RETAIL industry trends, competitive dynamics, and regulatory changes.

Bottom Line

HD scores higher overall (51/100 vs 50/100). JD offers better value entry with a 76.7% margin of safety. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

The Home Depot Inc

CONSUMER CYCLICAL · HOME IMPROVEMENT RETAIL · USA

The Home Depot, Inc., commonly known as Home Depot, is the largest home improvement retailer in the United States, supplying tools, construction products, and services. The company is headquartered in incorporated Cobb County, Georgia, with an Atlanta mailing address.

JD.com Inc Adr

CONSUMER CYCLICAL · INTERNET RETAIL · China

JD.com, Inc. is an e-commerce company and retail infrastructure service provider in the People's Republic of China. The company is headquartered in Beijing, China.

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