Huntington Bancshares Incorporated (HBAN)vsICICI Bank Limited (IBN)
HBAN
Huntington Bancshares Incorporated
$15.47
-0.90%
FINANCIAL SERVICES · Cap: $31.72B
IBN
ICICI Bank Limited
$33.89
+4.18%
FINANCIAL SERVICES · Cap: $105.74B
Smart Verdict
WallStSmart Research — data-driven comparison
ICICI Bank Limited generates 21483% more annual revenue ($2.12T vs $9.83B). IBN leads profitability with a 27.8% profit margin vs 25.3%. IBN appears more attractively valued with a PEG of 0.53. IBN earns a higher WallStSmart Score of 81/100 (A-).
HBAN
Strong Buy71
out of 100
Grade: B
IBN
Exceptional Buy81
out of 100
Grade: A-
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Strong operational efficiency at 39.8%
Revenue surging 32.4% year-over-year
Keeps 25 of every $100 in revenue as profit
Attractively priced relative to earnings
Generating 1.0B in free cash flow
Strong operational efficiency at 37.5%
Large-cap with strong market position
Keeps 28 of every $100 in revenue as profit
Growing faster than its price suggests
Attractively priced relative to earnings
Reasonable price relative to book value
Areas to Watch
Expensive relative to growth rate
ROE of 7.7% — below average capital efficiency
Earnings declined 19.5%
Distress zone — elevated risk
Weak financial health signals
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : HBAN
The strongest argument for HBAN centers on Price/Book, Operating Margin, Revenue Growth. Profitability is solid with margins at 25.3% and operating margin at 39.8%. Revenue growth of 32.4% demonstrates continued momentum.
Bull Case : IBN
The strongest argument for IBN centers on Operating Margin, Market Cap, Profit Margin. Profitability is solid with margins at 27.8% and operating margin at 37.5%. Revenue growth of 15.8% demonstrates continued momentum.
Bear Case : HBAN
The primary concerns for HBAN are PEG Ratio, Return on Equity, EPS Growth.
Bear Case : IBN
The primary concerns for IBN are Piotroski F-Score, Altman Z-Score.
Key Dynamics to Monitor
HBAN carries more volatility with a beta of 0.97 — expect wider price swings.
HBAN is growing revenue faster at 32.4% — sustainability is the question.
Monitor BANKS - REGIONAL industry trends, competitive dynamics, and regulatory changes.
Bottom Line
IBN scores higher overall (81/100 vs 71/100), backed by strong 27.8% margins and 15.8% revenue growth. Both earn "Exceptional Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Huntington Bancshares Incorporated
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Huntington Bancshares Incorporated is a bank holding company headquartered in Columbus, Ohio.
ICICI Bank Limited
FINANCIAL SERVICES · BANKS - REGIONAL · USA
ICICI Bank Limited offers various banking products and financial services in India and internationally. The company is headquartered in Mumbai, India.
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