Goldman Sachs Group Inc (GS)vsWells Fargo & Company (WFC)
GS
Goldman Sachs Group Inc
$894.55
-3.58%
FINANCIAL SERVICES · Cap: $260.47B
WFC
Wells Fargo & Company
$83.40
-1.66%
FINANCIAL SERVICES · Cap: $250.35B
Smart Verdict
WallStSmart Research — data-driven comparison
Wells Fargo & Company generates 17% more annual revenue ($83.11B vs $71.04B). GS leads profitability with a 31.2% profit margin vs 27.6%. GS appears more attractively valued with a PEG of 1.12. GS earns a higher WallStSmart Score of 83/100 (A-).
GS
Exceptional Buy83
out of 100
Grade: A-
WFC
Strong Buy74
out of 100
Grade: B
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Mega-cap, among the largest globally
Keeps 31 of every $100 in revenue as profit
Strong operational efficiency at 38.2%
Attractively priced relative to earnings
Reasonable price relative to book value
Revenue surging 23.3% year-over-year
Mega-cap, among the largest globally
Attractively priced relative to earnings
Strong operational efficiency at 34.2%
Keeps 28 of every $100 in revenue as profit
Reasonable price relative to book value
Generating 6.8B in free cash flow
Areas to Watch
Distress zone — elevated risk
Elevated debt levels
0.4% revenue growth
Elevated debt levels
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : GS
The strongest argument for GS centers on Market Cap, Profit Margin, Operating Margin. Profitability is solid with margins at 31.2% and operating margin at 38.2%. Revenue growth of 23.3% demonstrates continued momentum.
Bull Case : WFC
The strongest argument for WFC centers on Market Cap, P/E Ratio, Operating Margin. Profitability is solid with margins at 27.6% and operating margin at 34.2%. PEG of 1.30 suggests the stock is reasonably priced for its growth.
Bear Case : GS
The primary concerns for GS are Altman Z-Score, Debt/Equity. Debt-to-equity of 6.71 is elevated, increasing financial risk.
Bear Case : WFC
The primary concerns for WFC are Revenue Growth, Debt/Equity, Altman Z-Score.
Key Dynamics to Monitor
GS profiles as a growth stock while WFC is a value play — different risk/reward profiles.
GS carries more volatility with a beta of 1.28 — expect wider price swings.
GS is growing revenue faster at 23.3% — sustainability is the question.
WFC generates stronger free cash flow (6.8B), providing more financial flexibility.
Bottom Line
GS scores higher overall (83/100 vs 74/100), backed by strong 31.2% margins and 23.3% revenue growth. Both earn "Exceptional Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Goldman Sachs Group Inc
FINANCIAL SERVICES · CAPITAL MARKETS · USA
The Goldman Sachs Group, Inc., is an American multinational investment bank and financial services company headquartered in New York City. It offers services in investment management, securities, asset management, prime brokerage, and securities underwriting. It also provides investment banking to institutional investors.
Wells Fargo & Company
FINANCIAL SERVICES · BANKS - DIVERSIFIED · USA
Wells Fargo & Company is an American multinational financial services company with corporate headquarters in San Francisco, California, operational headquarters in Manhattan, and managerial offices throughout the United States and overseas.
Compare with Other CAPITAL MARKETS Stocks
Want to dig deeper into these stocks?