WallStSmart

Goldman Sachs Group Inc (GS)vsStonex Group Inc (SNEX)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Stonex Group Inc generates 139% more annual revenue ($141.83B vs $59.40B). GS leads profitability with a 28.9% profit margin vs 0.3%. GS trades at a lower P/E of 16.3x. GS earns a higher WallStSmart Score of 73/100 (B).

GS

Strong Buy

73

out of 100

Grade: B

Growth: 8.7Profit: 7.5Value: 10.0Quality: 5.0
Piotroski: 5/9

SNEX

Buy

63

out of 100

Grade: C+

Growth: 10.0Profit: 5.0Value: 8.3Quality: 6.8
Piotroski: 1/9Altman Z: 3.49
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

GSUndervalued (+52.4%)

Margin of Safety

+52.4%

Fair Value

$1768.48

Current Price

$841.84

$926.64 discount

UndervaluedFair: $1768.48Overvalued
SNEXUndervalued (+39.0%)

Margin of Safety

+39.0%

Fair Value

$209.20

Current Price

$75.75

$133.44 discount

UndervaluedFair: $209.20Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

GS6 strengths · Avg: 8.8/10
Market CapQuality
$250.66B10/10

Mega-cap, among the largest globally

Operating MarginProfitability
38.3%10/10

Strong operational efficiency at 38.3%

Profit MarginProfitability
28.9%9/10

Keeps 29 of every $100 in revenue as profit

P/E RatioValuation
16.3x8/10

Attractively priced relative to earnings

Price/BookValuation
2.4x8/10

Reasonable price relative to book value

Revenue GrowthGrowth
15.2%8/10

15.2% revenue growth

SNEX5 strengths · Avg: 8.8/10
Revenue GrowthGrowth
39.6%10/10

Revenue surging 39.6% year-over-year

Altman Z-ScoreHealth
3.4910/10

Safe zone — low bankruptcy risk

P/E RatioValuation
16.6x8/10

Attractively priced relative to earnings

Price/BookValuation
2.4x8/10

Reasonable price relative to book value

EPS GrowthGrowth
47.9%8/10

Earnings expanding 47.9% YoY

Areas to Watch

GS1 concerns · Avg: 2.0/10
Free Cash FlowQuality
$-16.81B2/10

Negative free cash flow — burning cash

SNEX4 concerns · Avg: 2.8/10
Profit MarginProfitability
0.3%3/10

0.3% margin — thin

Operating MarginProfitability
0.5%3/10

Operating margin of 0.5%

Piotroski F-ScoreQuality
1/93/10

Weak financial health signals

Free Cash FlowQuality
$-1.28B2/10

Negative free cash flow — burning cash

Comparative Analysis Report

WallStSmart Research

Bull Case : GS

The strongest argument for GS centers on Market Cap, Operating Margin, Profit Margin. Profitability is solid with margins at 28.9% and operating margin at 38.3%. Revenue growth of 15.2% demonstrates continued momentum.

Bull Case : SNEX

The strongest argument for SNEX centers on Revenue Growth, Altman Z-Score, P/E Ratio. Revenue growth of 39.6% demonstrates continued momentum.

Bear Case : GS

The primary concerns for GS are Free Cash Flow.

Bear Case : SNEX

The primary concerns for SNEX are Profit Margin, Operating Margin, Piotroski F-Score. Thin 0.3% margins leave little buffer for downturns.

Key Dynamics to Monitor

GS profiles as a growth stock while SNEX is a hypergrowth play — different risk/reward profiles.

GS carries more volatility with a beta of 1.34 — expect wider price swings.

SNEX is growing revenue faster at 39.6% — sustainability is the question.

SNEX generates stronger free cash flow (-1.3B), providing more financial flexibility.

Bottom Line

GS scores higher overall (73/100 vs 63/100), backed by strong 28.9% margins and 15.2% revenue growth. SNEX offers better value entry with a 39.0% margin of safety. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Goldman Sachs Group Inc

FINANCIAL SERVICES · CAPITAL MARKETS · USA

The Goldman Sachs Group, Inc., is an American multinational investment bank and financial services company headquartered in New York City. It offers services in investment management, securities, asset management, prime brokerage, and securities underwriting. It also provides investment banking to institutional investors.

Stonex Group Inc

FINANCIAL SERVICES · CAPITAL MARKETS · USA

StoneX Group Inc. is a global financial services network connecting businesses, organizations, merchants and investors to the global market ecosystem. The company is headquartered in New York, New York.

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