WallStSmart

Goldman Sachs Group Inc (GS)vsStonex Group Inc (SNEX)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Stonex Group Inc generates 123% more annual revenue ($150.54B vs $67.57B). GS leads profitability with a 31.0% profit margin vs 0.3%. GS trades at a lower P/E of 16.8x. GS earns a higher WallStSmart Score of 81/100 (A-).

GS

Exceptional Buy

81

out of 100

Grade: A-

Growth: 10.0Profit: 8.0Value: 5.7Quality: 3.0
Piotroski: 4/9Altman Z: 0.14

SNEX

Buy

60

out of 100

Grade: C+

Growth: 9.3Profit: 5.0Value: 5.3Quality: 4.0
Piotroski: 1/9Altman Z: 3.49

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

GS6 strengths · Avg: 9.7/10
Market CapQuality
$311.24B10/10

Mega-cap, among the largest globally

Profit MarginProfitability
31.0%10/10

Keeps 31 of every $100 in revenue as profit

Operating MarginProfitability
42.3%10/10

Strong operational efficiency at 42.3%

Revenue GrowthGrowth
42.5%10/10

Revenue surging 42.5% year-over-year

EPS GrowthGrowth
92.3%10/10

Earnings expanding 92.3% YoY

P/E RatioValuation
16.8x8/10

Attractively priced relative to earnings

SNEX5 strengths · Avg: 8.8/10
EPS GrowthGrowth
120.2%10/10

Earnings expanding 120.2% YoY

Altman Z-ScoreHealth
3.4910/10

Safe zone — low bankruptcy risk

Price/BookValuation
2.3x8/10

Reasonable price relative to book value

Revenue GrowthGrowth
23.8%8/10

Revenue surging 23.8% year-over-year

Free Cash FlowQuality
$4.19B8/10

Generating 4.2B in free cash flow

Areas to Watch

GS4 concerns · Avg: 2.3/10
PEG RatioValuation
1.544/10

Expensive relative to growth rate

Free Cash FlowQuality
$-32.43B2/10

Negative free cash flow — burning cash

Altman Z-ScoreHealth
0.142/10

Distress zone — elevated risk

Debt/EquityHealth
6.471/10

Elevated debt levels

SNEX4 concerns · Avg: 2.5/10
Profit MarginProfitability
0.3%3/10

0.3% margin — thin

Operating MarginProfitability
0.5%3/10

Operating margin of 0.5%

Piotroski F-ScoreQuality
1/93/10

Weak financial health signals

Debt/EquityHealth
7.161/10

Elevated debt levels

Comparative Analysis Report

WallStSmart Research

Bull Case : GS

The strongest argument for GS centers on Market Cap, Profit Margin, Operating Margin. Profitability is solid with margins at 31.0% and operating margin at 42.3%. Revenue growth of 42.5% demonstrates continued momentum.

Bull Case : SNEX

The strongest argument for SNEX centers on EPS Growth, Altman Z-Score, Price/Book. Revenue growth of 23.8% demonstrates continued momentum.

Bear Case : GS

The primary concerns for GS are PEG Ratio, Free Cash Flow, Altman Z-Score. Debt-to-equity of 6.47 is elevated, increasing financial risk.

Bear Case : SNEX

The primary concerns for SNEX are Profit Margin, Operating Margin, Piotroski F-Score. Debt-to-equity of 7.16 is elevated, increasing financial risk. Thin 0.3% margins leave little buffer for downturns.

Key Dynamics to Monitor

GS carries more volatility with a beta of 1.29 — expect wider price swings.

GS is growing revenue faster at 42.5% — sustainability is the question.

SNEX generates stronger free cash flow (4.2B), providing more financial flexibility.

Monitor CAPITAL MARKETS industry trends, competitive dynamics, and regulatory changes.

Bottom Line

GS scores higher overall (81/100 vs 60/100), backed by strong 31.0% margins and 42.5% revenue growth. Both earn "Exceptional Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Goldman Sachs Group Inc

FINANCIAL SERVICES · CAPITAL MARKETS · USA

The Goldman Sachs Group, Inc., is an American multinational investment bank and financial services company headquartered in New York City. It offers services in investment management, securities, asset management, prime brokerage, and securities underwriting. It also provides investment banking to institutional investors.

Stonex Group Inc

FINANCIAL SERVICES · CAPITAL MARKETS · USA

StoneX Group Inc. is a global financial services network connecting businesses, organizations, merchants and investors to the global market ecosystem. The company is headquartered in New York, New York.

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