WallStSmart

General Mills Inc (GIS)vsUnilever PLC ADR (UL)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Unilever PLC ADR generates 175% more annual revenue ($50.50B vs $18.37B). UL leads profitability with a 18.8% profit margin vs 12.0%. UL appears more attractively valued with a PEG of 11.15. GIS earns a higher WallStSmart Score of 59/100 (C).

GIS

Buy

59

out of 100

Grade: C

Growth: 3.3Profit: 7.0Value: 6.0Quality: 4.3
Piotroski: 3/9Altman Z: 1.99

UL

Hold

46

out of 100

Grade: D+

Growth: 2.0Profit: 8.5Value: 4.3Quality: 5.0
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

GISUndervalued (+8.2%)

Margin of Safety

+8.2%

Fair Value

$53.36

Current Price

$35.31

$18.05 discount

UndervaluedFair: $53.36Overvalued

Intrinsic value data unavailable for UL.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

GIS2 strengths · Avg: 9.5/10
P/E RatioValuation
8.4x10/10

Attractively priced relative to earnings

Return on EquityProfitability
23.6%9/10

Every $100 of equity generates 24 in profit

UL4 strengths · Avg: 8.8/10
Return on EquityProfitability
31.0%10/10

Every $100 of equity generates 31 in profit

Market CapQuality
$128.81B9/10

Large-cap with strong market position

Operating MarginProfitability
20.1%8/10

Strong operational efficiency at 20.1%

Free Cash FlowQuality
$5.48B8/10

Generating 5.5B in free cash flow

Areas to Watch

GIS4 concerns · Avg: 3.3/10
Revenue GrowthGrowth
2.2%4/10

2.2% revenue growth

Altman Z-ScoreHealth
1.994/10

Grey zone — moderate risk

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

PEG RatioValuation
11.742/10

Expensive relative to growth rate

UL3 concerns · Avg: 2.0/10
PEG RatioValuation
11.152/10

Expensive relative to growth rate

Revenue GrowthGrowth
-3.2%2/10

Revenue declined 3.2%

EPS GrowthGrowth
-3.4%2/10

Earnings declined 3.4%

Comparative Analysis Report

WallStSmart Research

Bull Case : GIS

The strongest argument for GIS centers on P/E Ratio, Return on Equity.

Bull Case : UL

The strongest argument for UL centers on Return on Equity, Market Cap, Operating Margin. Profitability is solid with margins at 18.8% and operating margin at 20.1%.

Bear Case : GIS

The primary concerns for GIS are Revenue Growth, Altman Z-Score, Piotroski F-Score.

Bear Case : UL

The primary concerns for UL are PEG Ratio, Revenue Growth, EPS Growth.

Key Dynamics to Monitor

GIS profiles as a value stock while UL is a declining play — different risk/reward profiles.

GIS is growing revenue faster at 2.2% — sustainability is the question.

UL generates stronger free cash flow (5.5B), providing more financial flexibility.

Monitor PACKAGED FOODS industry trends, competitive dynamics, and regulatory changes.

Bottom Line

GIS scores higher overall (59/100 vs 46/100). Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

General Mills Inc

CONSUMER DEFENSIVE · PACKAGED FOODS · USA

General Mills, Inc., is an American multinational manufacturer and marketer of branded consumer foods sold through retail stores. It is headquartered in Golden Valley, Minnesota, a suburb of Minneapolis.

Unilever PLC ADR

CONSUMER DEFENSIVE · HOUSEHOLD & PERSONAL PRODUCTS · USA

Unilever PLC is a fast moving consumer goods company in Asia, Africa, the Middle East, Turkey, Russia, Ukraine, Belarus, America and Europe. The company is headquartered in London, the United Kingdom.

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