WallStSmart

G-III Apparel Group Ltd (GIII)vsRalph Lauren Corp Class A (RL)

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Smart Verdict

WallStSmart Research — data-driven comparison

Ralph Lauren Corp Class A generates 193% more annual revenue ($8.36B vs $2.85B). RL leads profitability with a 11.8% profit margin vs 4.8%. GIII appears more attractively valued with a PEG of 1.29. RL earns a higher WallStSmart Score of 66/100 (B-).

GIII

Buy

60

out of 100

Grade: C+

Growth: 4.7Profit: 4.0Value: 8.7Quality: 8.0
Piotroski: 3/9Altman Z: 3.70

RL

Strong Buy

66

out of 100

Grade: B-

Growth: 6.7Profit: 8.0Value: 4.0Quality: 7.5
Piotroski: 6/9Altman Z: 4.52
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

GIIIUndervalued (+47.7%)

Margin of Safety

+47.7%

Fair Value

$57.63

Current Price

$27.05

$30.58 discount

UndervaluedFair: $57.63Overvalued
RLSignificantly Overvalued (-76.4%)

Margin of Safety

-76.4%

Fair Value

$203.85

Current Price

$351.86

$148.01 premium

UndervaluedFair: $203.85Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

GIII5 strengths · Avg: 9.8/10
P/E RatioValuation
9.3x10/10

Attractively priced relative to earnings

Price/BookValuation
0.6x10/10

Reasonable price relative to book value

EPS GrowthGrowth
84.0%10/10

Earnings expanding 84.0% YoY

Altman Z-ScoreHealth
3.7010/10

Safe zone — low bankruptcy risk

Debt/EquityHealth
0.199/10

Conservative balance sheet, low leverage

RL3 strengths · Avg: 9.3/10
Return on EquityProfitability
36.1%10/10

Every $100 of equity generates 36 in profit

Altman Z-ScoreHealth
4.5210/10

Safe zone — low bankruptcy risk

EPS GrowthGrowth
21.6%8/10

Earnings expanding 21.6% YoY

Areas to Watch

GIII4 concerns · Avg: 3.0/10
Market CapQuality
$1.21B3/10

Smaller company, higher risk/reward

Return on EquityProfitability
3.9%3/10

ROE of 3.9% — below average capital efficiency

Profit MarginProfitability
4.8%3/10

4.8% margin — thin

Operating MarginProfitability
0.7%3/10

Operating margin of 0.7%

RL2 concerns · Avg: 3.5/10
PEG RatioValuation
1.804/10

Expensive relative to growth rate

Debt/EquityHealth
1.103/10

Elevated debt levels

Comparative Analysis Report

WallStSmart Research

Bull Case : GIII

The strongest argument for GIII centers on P/E Ratio, Price/Book, EPS Growth. PEG of 1.29 suggests the stock is reasonably priced for its growth.

Bull Case : RL

The strongest argument for RL centers on Return on Equity, Altman Z-Score, EPS Growth. Revenue growth of 14.0% demonstrates continued momentum.

Bear Case : GIII

The primary concerns for GIII are Market Cap, Return on Equity, Profit Margin. Thin 4.8% margins leave little buffer for downturns.

Bear Case : RL

The primary concerns for RL are PEG Ratio, Debt/Equity.

Key Dynamics to Monitor

RL carries more volatility with a beta of 1.35 — expect wider price swings.

RL is growing revenue faster at 14.0% — sustainability is the question.

RL generates stronger free cash flow (286M), providing more financial flexibility.

Monitor APPAREL MANUFACTURING industry trends, competitive dynamics, and regulatory changes.

Bottom Line

RL scores higher overall (66/100 vs 60/100) and 14.0% revenue growth. GIII offers better value entry with a 47.7% margin of safety. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

G-III Apparel Group Ltd

CONSUMER CYCLICAL · APPAREL MANUFACTURING · USA

G-III Apparel Group, Ltd. designs, supplies, and markets men's and women's apparel in the United States and internationally. The company is headquartered in New York, New York.

Ralph Lauren Corp Class A

CONSUMER CYCLICAL · APPAREL MANUFACTURING · USA

Ralph Lauren Corporation is an American fashion company producing products ranging from the mid-range to the luxury segments. They are known for the clothing, marketing and distribution of products in four categories: apparel, home, accessories, and fragrances.

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