Goodrx Holdings Inc (GDRX)vsHealthEquity Inc (HQY)
GDRX
Goodrx Holdings Inc
$2.06
+0.98%
HEALTHCARE · Cap: $695.43M
HQY
HealthEquity Inc
$82.47
+0.45%
HEALTHCARE · Cap: $7.01B
Smart Verdict
WallStSmart Research — data-driven comparison
HealthEquity Inc generates 65% more annual revenue ($1.31B vs $796.85M). HQY leads profitability with a 16.4% profit margin vs 3.8%. GDRX trades at a lower P/E of 22.6x. HQY earns a higher WallStSmart Score of 68/100 (B-).
GDRX
Hold41
out of 100
Grade: D
HQY
Strong Buy68
out of 100
Grade: B-
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
-265.6%
Fair Value
$0.61
Current Price
$2.06
$1.45 premium
Margin of Safety
+33.2%
Fair Value
$115.13
Current Price
$82.47
$32.66 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Earnings expanding 92.4% YoY
Growing faster than its price suggests
Strong operational efficiency at 21.6%
Areas to Watch
Smaller company, higher risk/reward
ROE of 4.5% — below average capital efficiency
3.8% margin — thin
Revenue declined 1.9%
Premium valuation, high expectations priced in
Comparative Analysis Report
WallStSmart ResearchBull Case : GDRX
The strongest argument for GDRX centers on Price/Book.
Bull Case : HQY
The strongest argument for HQY centers on EPS Growth, PEG Ratio, Operating Margin. Profitability is solid with margins at 16.4% and operating margin at 21.6%. PEG of 0.89 suggests the stock is reasonably priced for its growth.
Bear Case : GDRX
The primary concerns for GDRX are Market Cap, Return on Equity, Profit Margin. Thin 3.8% margins leave little buffer for downturns.
Bear Case : HQY
The primary concerns for HQY are P/E Ratio.
Key Dynamics to Monitor
GDRX profiles as a value stock while HQY is a mature play — different risk/reward profiles.
GDRX carries more volatility with a beta of 1.56 — expect wider price swings.
HQY is growing revenue faster at 7.3% — sustainability is the question.
HQY generates stronger free cash flow (102M), providing more financial flexibility.
Bottom Line
HQY scores higher overall (68/100 vs 41/100), backed by strong 16.4% margins. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Goodrx Holdings Inc
HEALTHCARE · HEALTH INFORMATION SERVICES · USA
GoodRx Holdings, Inc. provides information and tools that allow consumers to compare prices and save when buying prescription drugs in the United States. The company is headquartered in Santa Monica, California.
Visit Website →HealthEquity Inc
HEALTHCARE · HEALTH INFORMATION SERVICES · USA
HealthEquity, Inc. provides technology-enabled service platforms to consumers and employers in the United States. The company is headquartered in Draper, Utah.
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