Greene County Bancorp Inc (GCBC)vsMizuho Financial Group Inc. (MFG)
GCBC
Greene County Bancorp Inc
$22.18
-0.54%
FINANCIAL SERVICES · Cap: $377.14M
MFG
Mizuho Financial Group Inc.
$7.81
+0.77%
FINANCIAL SERVICES · Cap: $92.84B
Smart Verdict
WallStSmart Research — data-driven comparison
Mizuho Financial Group Inc. generates 5188347% more annual revenue ($4.02T vs $77.44M). GCBC leads profitability with a 43.6% profit margin vs 26.1%. MFG appears more attractively valued with a PEG of 0.86. MFG earns a higher WallStSmart Score of 74/100 (B).
GCBC
Strong Buy71
out of 100
Grade: B
MFG
Strong Buy74
out of 100
Grade: B
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+74.3%
Fair Value
$92.66
Current Price
$22.18
$70.48 discount
Margin of Safety
+42.4%
Fair Value
$17.51
Current Price
$7.81
$9.70 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Keeps 44 of every $100 in revenue as profit
Strong operational efficiency at 52.1%
Reasonable price relative to book value
Revenue surging 24.7% year-over-year
Earnings expanding 41.4% YoY
Reasonable price relative to book value
Strong operational efficiency at 36.3%
Large-cap with strong market position
Keeps 26 of every $100 in revenue as profit
Growing faster than its price suggests
Attractively priced relative to earnings
Areas to Watch
Expensive relative to growth rate
Smaller company, higher risk/reward
Distress zone — elevated risk
No major concerns identified
Comparative Analysis Report
WallStSmart ResearchBull Case : GCBC
The strongest argument for GCBC centers on P/E Ratio, Profit Margin, Operating Margin. Profitability is solid with margins at 43.6% and operating margin at 52.1%. Revenue growth of 24.7% demonstrates continued momentum.
Bull Case : MFG
The strongest argument for MFG centers on Price/Book, Operating Margin, Market Cap. Profitability is solid with margins at 26.1% and operating margin at 36.3%. PEG of 0.86 suggests the stock is reasonably priced for its growth.
Bear Case : GCBC
The primary concerns for GCBC are PEG Ratio, Market Cap, Altman Z-Score.
Bear Case : MFG
No major red flags identified for MFG, but monitor valuation.
Key Dynamics to Monitor
GCBC profiles as a growth stock while MFG is a mature play — different risk/reward profiles.
GCBC carries more volatility with a beta of 0.40 — expect wider price swings.
GCBC is growing revenue faster at 24.7% — sustainability is the question.
Monitor BANKS - REGIONAL industry trends, competitive dynamics, and regulatory changes.
Bottom Line
MFG scores higher overall (74/100 vs 71/100), backed by strong 26.1% margins. GCBC offers better value entry with a 74.3% margin of safety. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Greene County Bancorp Inc
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Greene County Bancorp, Inc. is a holding company for The Bank of Greene County providing various financial services.
Visit Website →Mizuho Financial Group Inc.
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Mizuho Financial Group, Inc. engages in banking, trusts, securities and other businesses related to financial services in Japan, America, Europe, Asia / Oceania and internationally. The company is headquartered in Tokyo, Japan.
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