Greene County Bancorp Inc (GCBC)vsItau Unibanco Banco Holding SA (ITUB)
GCBC
Greene County Bancorp Inc
$25.56
-1.31%
FINANCIAL SERVICES · Cap: $483.35M
ITUB
Itau Unibanco Banco Holding SA
$7.54
-2.26%
FINANCIAL SERVICES · Cap: $87.62B
Smart Verdict
WallStSmart Research — data-driven comparison
Itau Unibanco Banco Holding SA generates 159763% more annual revenue ($138.19B vs $86.44M). GCBC leads profitability with a 45.1% profit margin vs 33.3%. ITUB appears more attractively valued with a PEG of 1.35. ITUB earns a higher WallStSmart Score of 74/100 (B).
GCBC
Strong Buy71
out of 100
Grade: B
ITUB
Strong Buy74
out of 100
Grade: B
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Keeps 45 of every $100 in revenue as profit
Strong operational efficiency at 53.5%
Attractively priced relative to earnings
Reasonable price relative to book value
Revenue surging 23.4% year-over-year
Earnings expanding 31.5% YoY
Attractively priced relative to earnings
Keeps 33 of every $100 in revenue as profit
Strong operational efficiency at 33.1%
Large-cap with strong market position
Every $100 of equity generates 21 in profit
Reasonable price relative to book value
Areas to Watch
Expensive relative to growth rate
Smaller company, higher risk/reward
Distress zone — elevated risk
Weak financial health signals
Revenue declined 2.1%
Negative free cash flow — burning cash
Elevated debt levels
Comparative Analysis Report
WallStSmart ResearchBull Case : GCBC
The strongest argument for GCBC centers on Profit Margin, Operating Margin, P/E Ratio. Profitability is solid with margins at 45.1% and operating margin at 53.5%. Revenue growth of 23.4% demonstrates continued momentum.
Bull Case : ITUB
The strongest argument for ITUB centers on P/E Ratio, Profit Margin, Operating Margin. Profitability is solid with margins at 33.3% and operating margin at 33.1%. PEG of 1.35 suggests the stock is reasonably priced for its growth.
Bear Case : GCBC
The primary concerns for GCBC are PEG Ratio, Market Cap, Altman Z-Score.
Bear Case : ITUB
The primary concerns for ITUB are Piotroski F-Score, Revenue Growth, Free Cash Flow. Debt-to-equity of 4.99 is elevated, increasing financial risk.
Key Dynamics to Monitor
GCBC profiles as a growth stock while ITUB is a declining play — different risk/reward profiles.
GCBC carries more volatility with a beta of 0.44 — expect wider price swings.
GCBC is growing revenue faster at 23.4% — sustainability is the question.
GCBC generates stronger free cash flow (11M), providing more financial flexibility.
Bottom Line
ITUB scores higher overall (74/100 vs 71/100), backed by strong 33.3% margins. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Greene County Bancorp Inc
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Greene County Bancorp, Inc. is a holding company for The Bank of Greene County providing various financial services.
Visit Website →Itau Unibanco Banco Holding SA
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Ita Unibanco Holding SA offers a range of financial products and services in Brazil and internationally. The company is headquartered in So Paulo, Brazil.
Compare with Other BANKS - REGIONAL Stocks
Want to dig deeper into these stocks?