GATX Corporation (GATX)vsU-Haul Holding Company (UHAL)
GATX
GATX Corporation
$170.05
+0.42%
INDUSTRIALS · Cap: $6.02B
UHAL
U-Haul Holding Company
$45.67
+2.54%
INDUSTRIALS · Cap: $8.46B
Smart Verdict
WallStSmart Research — data-driven comparison
U-Haul Holding Company generates 245% more annual revenue ($6.00B vs $1.74B). GATX leads profitability with a 19.2% profit margin vs 2.1%. GATX appears more attractively valued with a PEG of 0.64. GATX earns a higher WallStSmart Score of 73/100 (B).
GATX
Strong Buy73
out of 100
Grade: B
UHAL
Hold40
out of 100
Grade: F
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+55.8%
Fair Value
$427.28
Current Price
$170.05
$257.23 discount
Margin of Safety
-1424.1%
Fair Value
$3.20
Current Price
$45.67
$42.47 premium
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Strong operational efficiency at 31.0%
Growing faster than its price suggests
Reasonable price relative to book value
Earnings expanding 25.8% YoY
Reasonable price relative to book value
Areas to Watch
Negative free cash flow — burning cash
Distress zone — elevated risk
Expensive relative to growth rate
1.9% revenue growth
ROE of 1.7% — below average capital efficiency
2.1% margin — thin
Comparative Analysis Report
WallStSmart ResearchBull Case : GATX
The strongest argument for GATX centers on Operating Margin, PEG Ratio, Price/Book. Profitability is solid with margins at 19.2% and operating margin at 31.0%. PEG of 0.64 suggests the stock is reasonably priced for its growth.
Bull Case : UHAL
The strongest argument for UHAL centers on Price/Book.
Bear Case : GATX
The primary concerns for GATX are Free Cash Flow, Altman Z-Score.
Bear Case : UHAL
The primary concerns for UHAL are PEG Ratio, Revenue Growth, Return on Equity. A P/E of 94.8x leaves little room for execution misses. Thin 2.1% margins leave little buffer for downturns.
Key Dynamics to Monitor
GATX profiles as a mature stock while UHAL is a value play — different risk/reward profiles.
GATX carries more volatility with a beta of 1.22 — expect wider price swings.
GATX is growing revenue faster at 8.6% — sustainability is the question.
GATX generates stronger free cash flow (-295M), providing more financial flexibility.
Bottom Line
GATX scores higher overall (73/100 vs 40/100), backed by strong 19.2% margins. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
GATX Corporation
INDUSTRIALS · RENTAL & LEASING SERVICES · USA
GATX Corporation (NYSE: GATX) strives to be recognized as the best car rental company in the world by our customers, our shareholders, our employees and the communities where we operate. The company is headquartered in Chicago, Illinois since its founding in 1898.
U-Haul Holding Company
INDUSTRIALS · RENTAL & LEASING SERVICES · USA
AMERCO is a DIY warehousing and moving operator for household and commercial items in the United States and Canada. The company is headquartered in Reno, Nevada.
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