WallStSmart

AerCap Holdings NV (AER)vsGATX Corporation (GATX)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

AerCap Holdings NV generates 356% more annual revenue ($8.68B vs $1.90B). AER leads profitability with a 45.2% profit margin vs 17.9%. GATX appears more attractively valued with a PEG of 0.64. AER earns a higher WallStSmart Score of 85/100 (A-).

AER

Exceptional Buy

85

out of 100

Grade: A-

Growth: 7.3Profit: 8.5Value: 6.7Quality: 3.5
Piotroski: 6/9Altman Z: 0.88

GATX

Strong Buy

73

out of 100

Grade: B

Growth: 8.0Profit: 7.0Value: 6.3Quality: 3.0
Piotroski: 3/9Altman Z: 0.68
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

AERSignificantly Overvalued (-65.4%)

Margin of Safety

-65.4%

Fair Value

$89.62

Current Price

$136.94

$47.32 premium

UndervaluedFair: $89.62Overvalued

Intrinsic value data unavailable for GATX.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

AER6 strengths · Avg: 9.5/10
P/E RatioValuation
6.2x10/10

Attractively priced relative to earnings

Price/BookValuation
1.2x10/10

Reasonable price relative to book value

Profit MarginProfitability
45.2%10/10

Keeps 45 of every $100 in revenue as profit

Operating MarginProfitability
60.9%10/10

Strong operational efficiency at 60.9%

Return on EquityProfitability
21.3%9/10

Every $100 of equity generates 21 in profit

PEG RatioValuation
0.808/10

Growing faster than its price suggests

GATX4 strengths · Avg: 8.5/10
Revenue GrowthGrowth
38.4%10/10

Revenue surging 38.4% year-over-year

PEG RatioValuation
0.648/10

Growing faster than its price suggests

Price/BookValuation
2.2x8/10

Reasonable price relative to book value

Operating MarginProfitability
29.8%8/10

Strong operational efficiency at 29.8%

Areas to Watch

AER3 concerns · Avg: 1.7/10
Free Cash FlowQuality
$-69.91M2/10

Negative free cash flow — burning cash

Altman Z-ScoreHealth
0.882/10

Distress zone — elevated risk

Debt/EquityHealth
2.341/10

Elevated debt levels

GATX4 concerns · Avg: 2.0/10
Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Free Cash FlowQuality
$-4.32B2/10

Negative free cash flow — burning cash

Altman Z-ScoreHealth
0.682/10

Distress zone — elevated risk

Debt/EquityHealth
4.551/10

Elevated debt levels

Comparative Analysis Report

WallStSmart Research

Bull Case : AER

The strongest argument for AER centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 45.2% and operating margin at 60.9%. PEG of 0.80 suggests the stock is reasonably priced for its growth.

Bull Case : GATX

The strongest argument for GATX centers on Revenue Growth, PEG Ratio, Price/Book. Profitability is solid with margins at 17.9% and operating margin at 29.8%. Revenue growth of 38.4% demonstrates continued momentum.

Bear Case : AER

The primary concerns for AER are Free Cash Flow, Altman Z-Score, Debt/Equity. Debt-to-equity of 2.34 is elevated, increasing financial risk.

Bear Case : GATX

The primary concerns for GATX are Piotroski F-Score, Free Cash Flow, Altman Z-Score. Debt-to-equity of 4.55 is elevated, increasing financial risk.

Key Dynamics to Monitor

AER profiles as a mature stock while GATX is a growth play — different risk/reward profiles.

GATX carries more volatility with a beta of 1.19 — expect wider price swings.

GATX is growing revenue faster at 38.4% — sustainability is the question.

AER generates stronger free cash flow (-70M), providing more financial flexibility.

Bottom Line

AER scores higher overall (85/100 vs 73/100), backed by strong 45.2% margins. Both earn "Exceptional Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

AerCap Holdings NV

INDUSTRIALS · RENTAL & LEASING SERVICES · USA

AerCap Holdings NV is engaged in the leasing, financing, sale and management of commercial aircraft and engines in mainland China, Hong Kong, Macau, the United States, Ireland and internationally. The company is headquartered in Dublin, Ireland.

GATX Corporation

INDUSTRIALS · RENTAL & LEASING SERVICES · USA

GATX Corporation (NYSE: GATX) strives to be recognized as the best car rental company in the world by our customers, our shareholders, our employees and the communities where we operate. The company is headquartered in Chicago, Illinois since its founding in 1898.

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