WallStSmart

Future Fintech Group Inc (FTFT)vsSAP SE ADR (SAP)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

SAP SE ADR generates 1182901% more annual revenue ($38.19B vs $3.23M). SAP leads profitability with a 20.4% profit margin vs -158.1%. FTFT appears more attractively valued with a PEG of 0.38. SAP earns a higher WallStSmart Score of 64/100 (C+).

FTFT

Hold

41

out of 100

Grade: D

Growth: 2.7Profit: 2.0Value: 10.0Quality: 7.0
Piotroski: 4/9Altman Z: -3.92

SAP

Buy

64

out of 100

Grade: C+

Growth: 7.3Profit: 8.5Value: 4.0Quality: 8.0
Piotroski: 6/9Altman Z: 3.11
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

FTFTUndervalued (+61.8%)

Margin of Safety

+61.8%

Fair Value

$4.16

Current Price

$2.88

$1.28 discount

UndervaluedFair: $4.16Overvalued
SAPSignificantly Overvalued (-30.1%)

Margin of Safety

-30.1%

Fair Value

$151.01

Current Price

$206.36

$55.35 premium

UndervaluedFair: $151.01Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

FTFT4 strengths · Avg: 10.0/10
PEG RatioValuation
0.3810/10

Growing faster than its price suggests

P/E RatioValuation
0.0x10/10

Attractively priced relative to earnings

Price/BookValuation
0.1x10/10

Reasonable price relative to book value

Debt/EquityHealth
0.0710/10

Conservative balance sheet, low leverage

SAP6 strengths · Avg: 9.0/10
Market CapQuality
$248.28B10/10

Mega-cap, among the largest globally

Altman Z-ScoreHealth
3.1110/10

Safe zone — low bankruptcy risk

Profit MarginProfitability
20.4%9/10

Keeps 20 of every $100 in revenue as profit

Debt/EquityHealth
0.229/10

Conservative balance sheet, low leverage

Operating MarginProfitability
27.6%8/10

Strong operational efficiency at 27.6%

EPS GrowthGrowth
30.6%8/10

Earnings expanding 30.6% YoY

Areas to Watch

FTFT4 concerns · Avg: 2.8/10
EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Market CapQuality
$1.80M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
-3.0%2/10

ROE of -3.0% — below average capital efficiency

Revenue GrowthGrowth
-44.9%2/10

Revenue declined 44.9%

SAP3 concerns · Avg: 3.3/10
PEG RatioValuation
1.644/10

Expensive relative to growth rate

P/E RatioValuation
27.8x4/10

Moderate valuation

Price/BookValuation
64.9x2/10

Trading at 64.9x book value

Comparative Analysis Report

WallStSmart Research

Bull Case : FTFT

The strongest argument for FTFT centers on PEG Ratio, P/E Ratio, Price/Book. PEG of 0.38 suggests the stock is reasonably priced for its growth.

Bull Case : SAP

The strongest argument for SAP centers on Market Cap, Altman Z-Score, Profit Margin. Profitability is solid with margins at 20.4% and operating margin at 27.6%.

Bear Case : FTFT

The primary concerns for FTFT are EPS Growth, Market Cap, Return on Equity.

Bear Case : SAP

The primary concerns for SAP are PEG Ratio, P/E Ratio, Price/Book.

Key Dynamics to Monitor

FTFT profiles as a turnaround stock while SAP is a mature play — different risk/reward profiles.

FTFT carries more volatility with a beta of 1.87 — expect wider price swings.

SAP is growing revenue faster at 9.4% — sustainability is the question.

SAP generates stronger free cash flow (3.0B), providing more financial flexibility.

Bottom Line

SAP scores higher overall (64/100 vs 41/100), backed by strong 20.4% margins. FTFT offers better value entry with a 61.8% margin of safety. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Future Fintech Group Inc

TECHNOLOGY · SOFTWARE - APPLICATION · China

Future FinTech Group Inc. operates a real-name blockchain e-commerce platform that integrates blockchain and internet technology in the People's Republic of China. The company is headquartered in Beijing, the People's Republic of China.

Visit Website →

SAP SE ADR

TECHNOLOGY · SOFTWARE - APPLICATION · USA

SAP SE is a global enterprise application software company. The company is headquartered in Walldorf, Germany.

Visit Website →

Want to dig deeper into these stocks?