WallStSmart

FTAI Aviation Ltd. (FTAI)vsU-Haul Holding Company (UHAL-B)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

U-Haul Holding Company generates 139% more annual revenue ($6.00B vs $2.51B). FTAI leads profitability with a 20.0% profit margin vs 2.1%. FTAI trades at a lower P/E of 51.3x. FTAI earns a higher WallStSmart Score of 67/100 (B-).

FTAI

Strong Buy

67

out of 100

Grade: B-

Growth: 9.3Profit: 9.0Value: 2.0Quality: 5.5
Piotroski: 3/9Altman Z: 1.57

UHAL-B

Hold

36

out of 100

Grade: F

Growth: 5.3Profit: 5.5Value: 3.0Quality: 6.5
Piotroski: 2/9Altman Z: 1.34
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

FTAISignificantly Overvalued (-23.6%)

Margin of Safety

-23.6%

Fair Value

$215.28

Current Price

$230.03

$14.75 premium

UndervaluedFair: $215.28Overvalued
UHAL-BSignificantly Overvalued (-1300.0%)

Margin of Safety

-1300.0%

Fair Value

$3.20

Current Price

$39.92

$36.72 premium

UndervaluedFair: $3.20Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

FTAI5 strengths · Avg: 9.0/10
Return on EquityProfitability
241.2%10/10

Every $100 of equity generates 241 in profit

Revenue GrowthGrowth
32.7%10/10

Revenue surging 32.7% year-over-year

Profit MarginProfitability
20.0%9/10

Keeps 20 of every $100 in revenue as profit

Operating MarginProfitability
28.5%8/10

Strong operational efficiency at 28.5%

EPS GrowthGrowth
29.8%8/10

Earnings expanding 29.8% YoY

UHAL-B1 strengths · Avg: 10.0/10
Price/BookValuation
1.0x10/10

Reasonable price relative to book value

Areas to Watch

FTAI4 concerns · Avg: 2.8/10
Altman Z-ScoreHealth
1.574/10

Distress zone — elevated risk

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

PEG RatioValuation
3.222/10

Expensive relative to growth rate

P/E RatioValuation
51.3x2/10

Premium valuation, high expectations priced in

UHAL-B4 concerns · Avg: 3.3/10
Revenue GrowthGrowth
1.9%4/10

1.9% revenue growth

Return on EquityProfitability
1.7%3/10

ROE of 1.7% — below average capital efficiency

Profit MarginProfitability
2.1%3/10

2.1% margin — thin

Operating MarginProfitability
2.5%3/10

Operating margin of 2.5%

Comparative Analysis Report

WallStSmart Research

Bull Case : FTAI

The strongest argument for FTAI centers on Return on Equity, Revenue Growth, Profit Margin. Profitability is solid with margins at 20.0% and operating margin at 28.5%. Revenue growth of 32.7% demonstrates continued momentum.

Bull Case : UHAL-B

The strongest argument for UHAL-B centers on Price/Book.

Bear Case : FTAI

The primary concerns for FTAI are Altman Z-Score, Piotroski F-Score, PEG Ratio. A P/E of 51.3x leaves little room for execution misses. Debt-to-equity of 13.65 is elevated, increasing financial risk.

Bear Case : UHAL-B

The primary concerns for UHAL-B are Revenue Growth, Return on Equity, Profit Margin. A P/E of 90.2x leaves little room for execution misses. Thin 2.1% margins leave little buffer for downturns.

Key Dynamics to Monitor

FTAI profiles as a growth stock while UHAL-B is a value play — different risk/reward profiles.

FTAI carries more volatility with a beta of 1.57 — expect wider price swings.

FTAI is growing revenue faster at 32.7% — sustainability is the question.

FTAI generates stronger free cash flow (-874M), providing more financial flexibility.

Bottom Line

FTAI scores higher overall (67/100 vs 36/100), backed by strong 20.0% margins and 32.7% revenue growth. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

FTAI Aviation Ltd.

INDUSTRIALS · RENTAL & LEASING SERVICES · USA

Fortress Transportation and Infrastructure Investors LLC owns and acquires infrastructure and related equipment for the transportation of goods and people in Africa, Asia, Europe, North and South America. The company is headquartered in New York, New York.

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U-Haul Holding Company

INDUSTRIALS · RENTAL & LEASING SERVICES · USA

U-Haul Holding Company, a subsidiary of AMERCO, stands as a leading provider of storage and transportation solutions in North America, offering a diverse range of rental trucks, trailers, and self-storage facilities. With a robust brand reputation and a vast network, U-Haul serves a wide array of clients, from individual households to commercial enterprises. The company's commitment to affordability, convenience, and superior customer experience, alongside ongoing investments in technology and efficiency, positions it favorably for continued growth in the dynamic do-it-yourself moving market. As one of the largest players in the industry, U-Haul is poised to capitalize on increasing consumer demand for flexible moving solutions.

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