WallStSmart

FirstService Corp (FSV)vsFathom Holdings Inc (FTHM)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

FirstService Corp generates 1223% more annual revenue ($5.56B vs $420.48M). FSV leads profitability with a 2.9% profit margin vs -4.8%. FSV earns a higher WallStSmart Score of 54/100 (C-).

FSV

Buy

54

out of 100

Grade: C-

Growth: 8.0Profit: 5.0Value: 4.0Quality: 6.5
Piotroski: 4/9Altman Z: 2.16

FTHM

Avoid

31

out of 100

Grade: F

Growth: 3.3Profit: 2.0Value: 5.0Quality: 6.5
Piotroski: 4/9Altman Z: 3.11
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

FSVOvervalued (-9.3%)

Margin of Safety

-9.3%

Fair Value

$144.15

Current Price

$140.68

$3.47 premium

UndervaluedFair: $144.15Overvalued

Intrinsic value data unavailable for FTHM.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

FSV1 strengths · Avg: 10.0/10
EPS GrowthGrowth
626.0%10/10

Earnings expanding 626.0% YoY

FTHM2 strengths · Avg: 10.0/10
Price/BookValuation
0.5x10/10

Reasonable price relative to book value

Altman Z-ScoreHealth
3.1110/10

Safe zone — low bankruptcy risk

Areas to Watch

FSV4 concerns · Avg: 3.0/10
PEG RatioValuation
2.174/10

Expensive relative to growth rate

Profit MarginProfitability
2.9%3/10

2.9% margin — thin

Operating MarginProfitability
3.7%3/10

Operating margin of 3.7%

P/E RatioValuation
40.4x2/10

Premium valuation, high expectations priced in

FTHM4 concerns · Avg: 2.8/10
EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Market CapQuality
$16.24M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
-54.2%2/10

ROE of -54.2% — below average capital efficiency

Revenue GrowthGrowth
-1.2%2/10

Revenue declined 1.2%

Comparative Analysis Report

WallStSmart Research

Bull Case : FSV

The strongest argument for FSV centers on EPS Growth.

Bull Case : FTHM

The strongest argument for FTHM centers on Price/Book, Altman Z-Score.

Bear Case : FSV

The primary concerns for FSV are PEG Ratio, Profit Margin, Operating Margin. A P/E of 40.4x leaves little room for execution misses. Thin 2.9% margins leave little buffer for downturns.

Bear Case : FTHM

The primary concerns for FTHM are EPS Growth, Market Cap, Return on Equity.

Key Dynamics to Monitor

FSV profiles as a value stock while FTHM is a turnaround play — different risk/reward profiles.

FTHM carries more volatility with a beta of 2.32 — expect wider price swings.

FSV is growing revenue faster at 5.3% — sustainability is the question.

FSV generates stronger free cash flow (60M), providing more financial flexibility.

Bottom Line

FSV scores higher overall (54/100 vs 31/100). Both earn "Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

FirstService Corp

REAL ESTATE · REAL ESTATE SERVICES · USA

FirstService Corporation provides residential property management and other essential property services to residential and commercial clients in the United States and Canada. The company is headquartered in Toronto, Canada.

Fathom Holdings Inc

REAL ESTATE · REAL ESTATE SERVICES · USA

Fathom Holdings Inc. provides cloud-based real estate brokerage services in the southern, Atlantic, southwestern, and western parts of the United States. The company is headquartered in Cary, North Carolina.

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