WallStSmart

Ke Holdings Inc (BEKE)vsFathom Holdings Inc (FTHM)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Ke Holdings Inc generates 21690% more annual revenue ($88.67B vs $406.93M). BEKE leads profitability with a 5.3% profit margin vs -6.3%. BEKE earns a higher WallStSmart Score of 59/100 (C).

BEKE

Buy

59

out of 100

Grade: C

Growth: 6.7Profit: 4.5Value: 7.3Quality: 7.5
Piotroski: 4/9Altman Z: 2.02

FTHM

Avoid

30

out of 100

Grade: F

Growth: 3.3Profit: 2.0Value: 6.7Quality: 5.5
Piotroski: 4/9Altman Z: 3.11
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

BEKEUndervalued (+10.5%)

Margin of Safety

+10.5%

Fair Value

$21.06

Current Price

$16.93

$4.13 discount

UndervaluedFair: $21.06Overvalued
FTHMUndervalued (+88.9%)

Margin of Safety

+88.9%

Fair Value

$9.18

Current Price

$0.58

$8.60 discount

UndervaluedFair: $9.18Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

BEKE4 strengths · Avg: 9.3/10
PEG RatioValuation
0.4310/10

Growing faster than its price suggests

EPS GrowthGrowth
111.5%10/10

Earnings expanding 111.5% YoY

Debt/EquityHealth
0.229/10

Conservative balance sheet, low leverage

Price/BookValuation
1.9x8/10

Reasonable price relative to book value

FTHM2 strengths · Avg: 10.0/10
Price/BookValuation
0.8x10/10

Reasonable price relative to book value

Altman Z-ScoreHealth
3.1110/10

Safe zone — low bankruptcy risk

Areas to Watch

BEKE4 concerns · Avg: 3.0/10
P/E RatioValuation
28.4x4/10

Moderate valuation

Return on EquityProfitability
7.2%3/10

ROE of 7.2% — below average capital efficiency

Profit MarginProfitability
5.3%3/10

5.3% margin — thin

Revenue GrowthGrowth
-5.7%2/10

Revenue declined 5.7%

FTHM4 concerns · Avg: 3.0/10
EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Market CapQuality
$24.36M3/10

Smaller company, higher risk/reward

Debt/EquityHealth
1.243/10

Elevated debt levels

Return on EquityProfitability
-54.2%2/10

ROE of -54.2% — below average capital efficiency

Comparative Analysis Report

WallStSmart Research

Bull Case : BEKE

The strongest argument for BEKE centers on PEG Ratio, EPS Growth, Debt/Equity. PEG of 0.43 suggests the stock is reasonably priced for its growth.

Bull Case : FTHM

The strongest argument for FTHM centers on Price/Book, Altman Z-Score.

Bear Case : BEKE

The primary concerns for BEKE are P/E Ratio, Return on Equity, Profit Margin.

Bear Case : FTHM

The primary concerns for FTHM are EPS Growth, Market Cap, Debt/Equity.

Key Dynamics to Monitor

BEKE profiles as a value stock while FTHM is a turnaround play — different risk/reward profiles.

FTHM carries more volatility with a beta of 2.19 — expect wider price swings.

FTHM is growing revenue faster at -5.6% — sustainability is the question.

Monitor REAL ESTATE SERVICES industry trends, competitive dynamics, and regulatory changes.

Bottom Line

BEKE scores higher overall (59/100 vs 30/100). FTHM offers better value entry with a 88.9% margin of safety. Both earn "Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Ke Holdings Inc

REAL ESTATE · REAL ESTATE SERVICES · China

KE Holdings Inc. is involved in the operation of an integrated online and offline platform for housing transactions and services in the People's Republic of China. The company is headquartered in Beijing, China.

Fathom Holdings Inc

REAL ESTATE · REAL ESTATE SERVICES · USA

Fathom Holdings Inc. provides cloud-based real estate brokerage services in the southern, Atlantic, southwestern, and western parts of the United States. The company is headquartered in Cary, North Carolina.

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