Primis Financial Corp (FRST)vsHartford Financial Services Group (HIG)
FRST
Primis Financial Corp
$16.67
+0.48%
FINANCIAL SERVICES · Cap: $404.28M
HIG
Hartford Financial Services Group
$137.44
-1.18%
FINANCIAL SERVICES · Cap: $38.90B
Smart Verdict
WallStSmart Research — data-driven comparison
Hartford Financial Services Group generates 13618% more annual revenue ($29.32B vs $213.71M). FRST leads profitability with a 24.8% profit margin vs 14.9%. FRST trades at a lower P/E of 7.5x. HIG earns a higher WallStSmart Score of 77/100 (B+).
FRST
Strong Buy77
out of 100
Grade: B+
HIG
Strong Buy77
out of 100
Grade: B+
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Revenue surging 44.2% year-over-year
Earnings expanding 285.2% YoY
Keeps 25 of every $100 in revenue as profit
Strong operational efficiency at 25.8%
Growing faster than its price suggests
Attractively priced relative to earnings
Every $100 of equity generates 22 in profit
Conservative balance sheet, low leverage
Reasonable price relative to book value
Earnings expanding 36.1% YoY
Areas to Watch
Smaller company, higher risk/reward
Elevated debt levels
Negative free cash flow — burning cash
Distress zone — elevated risk
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : FRST
The strongest argument for FRST centers on P/E Ratio, Price/Book, Revenue Growth. Profitability is solid with margins at 24.8% and operating margin at 25.8%. Revenue growth of 44.2% demonstrates continued momentum.
Bull Case : HIG
The strongest argument for HIG centers on PEG Ratio, P/E Ratio, Return on Equity. PEG of 0.12 suggests the stock is reasonably priced for its growth.
Bear Case : FRST
The primary concerns for FRST are Market Cap, Debt/Equity, Free Cash Flow.
Bear Case : HIG
The primary concerns for HIG are Altman Z-Score.
Key Dynamics to Monitor
FRST profiles as a growth stock while HIG is a value play — different risk/reward profiles.
FRST carries more volatility with a beta of 0.72 — expect wider price swings.
FRST is growing revenue faster at 44.2% — sustainability is the question.
HIG generates stronger free cash flow (1.1B), providing more financial flexibility.
Bottom Line
FRST scores higher overall (77/100 vs 77/100), backed by strong 24.8% margins and 44.2% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Primis Financial Corp
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Primis Financial Corp. The company is headquartered in McLean, Virginia.
Visit Website →Hartford Financial Services Group
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
The Hartford Financial Services Group, Inc., usually known as The Hartford, is a United States-based investment and insurance company.
Visit Website →Compare with Other BANKS - REGIONAL Stocks
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